Nothing beats free food.

Not a fan of annual fees? We’re not surprised. With the PC Financial® MasterCard®, you don’t pay an annual fee, but you do earn PC® points everywhere you shop to use towards free food*. Apply online and get up to 20,000 PC points**, worth $20 in free food.

You can also check out the PC Financial® World Elite MasterCard®, the newest, fastest and fanciest way to earn more PC® points in more places.

Please note: a minimum annual personal income of $70,000 or household income of $120,000 is required for this premium card.

Apply now
Points you have
to see to believe.
Annual
fee
In our
stores1
Shoppers Drug Mart Esso PC Travel PC Mobile Everywhere
else
Extras
PC Financial World Elite MasterCard

Learn more
None 30
PC points
per $12
30
PC points
per $1
Bonus of
up to
3 cents
per litre in
PC points3
30
PC points
per $14
30
PC points
per $15
10
PC points
per $1
Plus
premium
benefits,
all for
no
annual
fee.6
PC Financial MasterCard

Learn more
None 10
PC points
per $12
10
PC points
per $1
Bonus of
up to
2 cents
per litre in
PC points7
20
PC points
per $14
10
PC points
per $1
10
PC points
per $1
Standard
benefits

Watch the points add up.

See how many PC points you could be earning with the PC Financial MasterCard.

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Earn PC points

Get rewarded with PC points no matter which PC Financial MasterCard credit card you use.

Earn PC points for every $1 you spend2, everywhere you shop.

How to redeem your PC points

  • You can start redeeming once you’ve earned 20,000 PC points, which equals $20 in free groceries. Or redeem higher amounts in further increments of 10,000 PC points (which is equivalent to a further $10 in rewards)
  • Just present your President's Choice Financial MasterCard or bank card at the checkout at participating stores where President's Choice® products are sold and tell the cashier that you're redeeming your PC points
Apply for a no annual fee PC Financial® MasterCard® today.

Subject to eligibility criteria and credit approval.

*Minimum redemption is 20,000 PC points (worth $20 in free rewards) and in increments of 10,000 PC points thereafter, at participating grocery stores where President's Choice products are sold. This does not include Shoppers Drug Mart, Pharmaprix or TNT Supermarket. Some redemption restrictions apply; see pc.ca for details.

**When you receive your PC Financial MasterCard credit card, you will also receive four welcome coupons each worth 5,000 PC points. Use your PC Financial MasterCard and redeem each coupon to receive 5,000 PC points with any purchase at the checkout in participating grocery stores where President's Choice products are sold. See coupons for full details. Coupons have no cash value. For all offers, allow 2-3 weeks from qualifying purchase for bonus PC points to be awarded. Each offer is limited to one per new PC Financial MasterCard account and may be terminated or changed at any time without notice.

1At participating grocery stores where President’s Choice products are sold.

2Earn a minimum of 10 PC points per dollar on all of your purchases charged to the credit card. Any bonus PC points offers available to all PC Financial MasterCard customers are calculated based on the regular earnings rate of 10 PC points per dollar spent. This offer may be terminated or changed at any time.

3Earn a bonus 3 cents per purchased litre of Esso Supreme (Octane 91) and Esso SUPREME+ (Octane 93) gasoline only. Earn a bonus 2 cents per purchased litre on other gasoline or diesel fuel. Cents per litre is payable in PC points when you use your President’s Choice Financial World Elite MasterCard at Esso stations in Canada. 2 cents per litre amounts to 20 PC points. 3 cents per litre amounts to 30 PC points.

4Get a bonus 10 PC points per dollar of your PCTM travel services purchase (taxes included) charged to your President’s Choice Financial MasterCard or President’s Choice Financial World MasterCard and 20 bonus PC points per dollar charged to your President’s Choice Financial World Elite MasterCard, in addition to the regular 10 PC points per dollar earned for all purchases on these cards. Bonus PC points will be shown separately on your PC points statement. Account must be in good standing. Offer subject to change. PCTM travel services are provided by 8742995 Canada Inc. doing business as Travel Nation Canada. President’s Choice Bank and its related companies are not affiliated with Travel Nation Canada and are not responsible for delivery of the services or liable in connection therewith.

5As a President’s Choice Financial World Elite MasterCard cardholder, you can earn PC points at an earning rate equal to 30 PC points per $1 charged to your eligible card(s) when you use it to pay your PC® mobile monthly bill (excludes PC mobile prepaid services). You will earn the regular 10 PC points per $1, plus an extra 20 PC points per $1, of your PC mobile payment (taxes included) charged on your card(s) for a total of 30 PC points per $1. Allow up to 4 weeks for extra PC points to be awarded.

6Car Rental Collision/Loss Damage Waiver Insurance is underwritten by American Bankers Insurance Company of Florida (AIBC), and Travel Emergency Medical Insurance is underwritten by American Bankers Life Assurance Company of Florida (ABLAC). Concierge Services and Identity Theft Services are provided by Assurant Services Canada Inc. (ASCI). ABIC, ABLAC, ASCI and their subsidiaries and affiliates carry on business in Canada under the name Assurant Solutions®,  a registered trademark of Assurant, Inc. 

7Earn 2 cents per purchased litre of gasoline or diesel, payable in PC points when you use your President’s Choice Financial MasterCard at Esso stations in Canada. 2 cents per litre amounts to 20 PC points.

®/TM PC, President’s Choice, PC Financial and President’s Choice Financial are registered trademarks of Loblaws Inc. Trademarks used under licence.

®MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated. President’s Choice Bank is a licensee of the marks.

Esso is a trademark of Imperial Oil Limited. Imperial Oil licensee.

®/MD Shoppers Drug Mart and Pharmaprix are registered trademarks of 911979 Alberta Ltd., used under license.

All other trademarks are property of their respective owners.

President’s Choice Financial MasterCard is provided by President’s Choice Bank.

The loyalty program is provided by President’s Choice Services Inc.