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Set up direct deposit

To set up payroll or pension direct deposit into your PC Money™ Account, you must provide your Transit/Branch, Account, and Institution number to your employer or other parties.

Steps:

  1. Sign into your PC Financial® mobile app or online profile
  2. Click Accounts
  3. Select your PC Money™ Account
  4. Click View direct deposit information
  5. Copy or download your information and provide it privately to your employer

Send and receive money

Easily send or request an Interac e-Transfer® from friends and family with your PC Money™ Account.

Steps:

  1. Log in to your PC Financial® mobile app or online profile
  2. Select Move Money
  3. Click Interac e-Transfer®
  4. Click Send or Request money
  5. Select or add a new contact
  6. Input the amount
  7. Confirm your Interac e-Transfer®

Automate bill payments

Set up Autopay to automatically pay your credit card minimum monthly payment or full statement balance when it’s due. It’s easy to set up through your PC Financial® online profile (Select your PC® Mastercard® account under Accounts section and click on Autopay). You will receive an email confirming successful enrollment to Autopay.

After you setup Autopay, your first-preauthorized debit payment will be scheduled to debit automatically on your next statement due date. However, please note that if your next statement due date is within 2 business days, you will need to manually pay your credit card statement for this month. All other future payments will be processed automatically in accordance with the PC® Mastercard® Pre-authorized Debit (PAD) Payment Service Agreement.

If you need to cancel or make any changes to your pre-authorized debit payment, please log in to your online profile or click here to learn more.

Link PC OptimumTM account

To link your accounts:

  1. Sign in to your PC Financial® profile
  2. Select ‘Offers’
  3. Select ‘Link PC Optimum™’
  4. Select ‘Sign in’ and sign in with your PC Optimum™ account

You now have a single view of all your PC Optimum™ points

If you share a PC Optimum™ account with another PC Financial® cardholder, you’ll need to set up separate PC Optimum™ accounts, then follow the steps above to link.

To share points and offers, you can join a PC Optimum™ Household.

If you don’t have a PC Optimum™ account, follow these steps to set one up.

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Contact us by mail

President's Choice Financial Mastercard,
P.O. Box 4403, Station A
Toronto, ON
M5W 5Y4

Address for legal and enforcement notices

President's Choice Financial Mastercard,
600-500 Lakeshore Blvd. West
Toronto, ON
M5V 2V9
How to resolve your concerns with PC Financial®

Contact us by phone

8AM to 8PM local time
1 866 246 7262

Collect call outside North America
647 426 1343

Services for the hearing impaired
1 855 223 3499 (TTY only)

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President's Choice Financial Mastercard is provided by President's Choice Bank. PC Optimum program is provided by President’s Choice Services Inc.