Earn up to 3x the PC Optimum points*

No annual fee PC Financial Mastercard®

President’s Choice Financial® Mastercard® is all about:

No Annual Fees and Great Rewards

No annual fees and great rewards. Earn PC Optimum points fast on your everyday purchases and redeem them towards free groceries, beauty, and more.

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Convenient and Easy Online Platform

Sleek design and simple navigation to easily access your PC Financial account. Quickly view your transaction details and PC Optimum points balance, track your spending habits and so much more.

Explore the experience

On the Go Account Access

With the PC Financial app, it’s easier than ever to manage your PC Financial Mastercard® account from anywhere, anytime.

View all the features
 
 

Online Account Management

 

Manage your account online from anywhere.

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Reward your everyday.

 
Every purchase you make with the President’s Choice Financial Mastercard® earns you PC Optimum points towards free food, health and beauty products, and apparel where PC products are sold. All with no annual fee. 
 



Features and benefits

Value of free stuff awarded since 1998:

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That's TRILLIONS of points

Maximize your rewards

Earn and redeem PC Optimum points where you love to shop:

Some food for thought

Apply in minutes.

  • *Earn a minimum of 10 PC Optimum points per dollar on all of your purchases charged to the President’s Choice Financial Mastercard® everywhere you shop. When you use your President’s Choice Financial Mastercard® at affiliated Loblaw banner stores, you will earn 10 points per dollar for President’s Choice Financial Mastercard® cardholders; 20 points per dollar for President’s Choice Financial World Mastercard® cardholders; and 30 points per dollar for President’s Choice Financial World Elite Mastercard® cardholders.
  • ®/™ Trademarks used under licence.
  • ®/™ Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. President's Choice Bank is a licensee of the marks.
  • President’s Choice Financial Mastercard® is provided by President’s Choice Bank.
  • The PC Optimum program is provided by President's Choice Services Inc.