Load, Shop, Stack.

Use your PC® Mastercard® to get up to 10% back in PC Optimum™ points on your purchases.^†

Shop and earn points with your PC® Mastercard®.

Redeem your rewards* at our stores,¹ with more than 4,500 locations across Canada.

LOAD

New personalized offers every Thursday exclusively on the PC Optimum™ App to help you plan your shop.

SHOP

Using your PC® Mastercard® at our stores¹ and during bonus events is the fastest way to pile up points. Plus, earn points anywhere you shop.⁵

STACK

Points by scanning your PC Optimum™ app and paying with your PC^® Mastercard^® to power up your point potential.

Here's how you could earn 10% back in points in

a year on your everyday purchases.**

$40/month average spend on fuel at Esso™ or Mobil™ stations.³

$150/month average spend at Shoppers Drug Mart.²

$200/month average spend in our grocery stores.¹

$390/month average spend everywhere else.⁵

In this example, by stacking a total of $9,360 in purchases with offer events like 20x the points at Shoppers Drug Mart, you could earn $980 back in points this year.

**This example is being used for illustration purposes only and reflects earning rates with the PC^® World Elite Mastercard^® in combination with the PC Optimum™ program. There are a variety of ways to earn 10% back in points based on spend; individual results will vary.

Our 2021 Awards.^§

Accelerate your points earning with your PC^® Mastercard^®.

Use your PC® Mastercard® to its full potential.

Select a card

PC Optimum

PC^® Mastercard^® comparison chart
Select a card	PC Optimum	PC Mastercard^®
In our grocery stores and more!	Earn points in-store and by loading offers.	10 per $1 ^{1 Additional information provided in legal stuff at the bottom of the page.}	20 per $1 ^{1 Additional information provided in legal stuff at the bottom of the page.}	30 per $1 ^{1 Additional information provided in legal stuff at the bottom of the page.}
	15 per $1 ^{2 Additional information provided in legal stuff at the bottom of the page.}	25 per $1 ^{2 Additional information provided in legal stuff at the bottom of the page.}	35 per $1 ^{2 Additional information provided in legal stuff at the bottom of the page.}	45 per $1 ^{2 Additional information provided in legal stuff at the bottom of the page.}
	10 per litre^{3 Additional information provided in legal stuff at the bottom of the page.}	Earn at least 30 per litre^{3 Additional information provided in legal stuff at the bottom of the page.}	Earn at least 30 per litre^{3 Additional information provided in legal stuff at the bottom of the page.}	Earn at least 30 per litre^{3 Additional information provided in legal stuff at the bottom of the page.}
	-	20 per $1 ^{4 Additional information provided in legal stuff at the bottom of the page.}	20 per $1 ^{4 Additional information provided in legal stuff at the bottom of the page.}	30 per $1 ^{4 Additional information provided in legal stuff at the bottom of the page.}
Everywhere else	-	10 per $1 ^{5 Additional information provided in legal stuff at the bottom of the page.}	10 per $1 ^{5 Additional information provided in legal stuff at the bottom of the page.}	10 per $1 ^{5 Additional information provided in legal stuff at the bottom of the page.}
Eligibility	-	Subject to credit approval and other eligibility criteria	Personal Income $60,000/year minimum or Household Income $100,000/year minimum Subject to credit approval and other eligibility criteria	Personal Income $80,000/year minimum or Household Income $150,000/year minimum Subject to credit approval and other eligibility criteria