PC Financial®

Load, Shop, Stack.

Use your PC® Mastercard® to get up to 10% back in PC Optimum™ points on your purchases.

Shop and earn points with your PC® Mastercard®.

Redeem your rewards* at our stores,1 with more than 4,500 locations across Canada.

Get up to 10% back in points.

Get more PC Optimum™ points when you follow these 3 easy steps:


New personalized offers every Thursday exclusively on the PC Optimum™ App to help you plan your shop.


Using your PC® Mastercard® at our stores1 and during bonus events is the fastest way to pile up points. Plus, earn points anywhere you shop.5


Points by scanning your PC Optimum™ app and paying with your PC® Mastercard® to power up your point potential.

Here's how you could earn 10% back in points in

a year on your everyday purchases.**

$40/month average spend on fuel at Esso™ or Mobil™ stations3.

$150/month average spend at Shoppers Drug Mart®2.

$200/month average spend in our grocery stores1.

$390/month average spend everywhere else4.

In this example, by stacking a total of $9,360 in purchases with offer events like 20x the points at Shoppers Drug Mart®, you could earn $980 back in points this year.

**This example is being used for illustration purposes only and reflects earning rates with the PC® World Elite Mastercard® in combination with the PC Optimum™ program. There are a variety of ways to earn 10% back in points based on spend; individual results will vary.

Get the most from your credit card.

Enjoy these great features and benefits.

3 Benefits