PC Financial®

Get to free fast with a PC® Mastercard®. 

Apply for a no annual fee PC® Mastercard® and accelerate your PC Optimum™ points earning.

Earn PC Optimum™
points everywhere you shop.

Redeem12 at more than 4,500 locations across Canada.

Get up to 10% back in points.

Start accelerating your PC Optimum™ points earn when you follow these 3 easy steps:


Load new personalized offers every Thursday exclusively on the PC Optimum™ app and PC Financial® app to help you plan your shop.


Using the PC® Mastercard® at our stores1 and during bonus events is the fastest way to pile up points. Plus, earn points anywhere you shop5.


Stack points by scanning your PC Optimum™ app and paying with your PC® Mastercard® to power up your points potential.

Explore one way to earn 10% back in points in
a year with a PC® Mastercard®**.