The PC Money™ Account
Get great rewards4 with the everyday spending account that’s a better choice than debit.
Enjoy up to 200,000
in welcome offers when you open a no monthly fee PC Money™ Account*. Limited time only.
When you first fund* your account with $150+.
Earn up to 130,000
Earn 10% back in points* on your first $1,300 worth of purchases at our stores.
Earn up to 50,000
When you refer two friends*.
Watch your PC Optimum™ points take off.
Earn more points.
PC Money™ Account with PC Optimum.
In our grocery stores5
Earn points in-store and by loading offers in the PC Optimum app.
per $16 on eligible purchases
An everyday spending account that gets you more PC Optimum™ points with no monthly fee1
Add money to your account via Interac e-Transfer® services or payroll direct deposit.
Make purchases in-store or online to start earning 10 points per $12.
Watch your PC Optimum points stack up.
Say no to a monthly fee1, yes to great benefits.
Adding it to your wallet gives you access to great benefits, and more.
No minimum balance required
No charge to open a PC Money™ Account
Free unlimited everyday transactions3 both online and in-store
Free Interac e-Transfer® services
Need more convincing? Check out these additional features.
- 24/7 online support from our team.
- Compatible with Apple Pay® and Google Pay™.
- Keeping your money safe.
Security is our priority. So, we put extra protections in place just in case. We provide two-factor authentication, 24/7 fraud detection and support, and Mastercard® Zero Liability Promise for unauthorized purchases7.
- Find an ATM.
Take out cash for free at one of our PC Financial® ATMs, conveniently located in our stores5. Or talk to us in person at your nearest PC Financial pavilion.
What is a PC Money™ Account?
How does the PC Money™ Account differ from a debit account?
How and when are the up to 200,000 bonus points* in welcome offers awarded to my account?
How do I transfer funds into my account from another financial institution?
Do I earn PC Optimum points on my PC Money™ Account?