Don’t just bank, get rewarded for it with the PC Money™ Account.

The PC Money™ Account is an everyday bank account that rewards you when you use it to make a purchase, pay your bills⁵ or fund your account through payroll or pension direct deposit⁴. Accepted everywhere Mastercard® is, this no monthly fee account gives you unlimited everyday transactions³ and rewards you with 10 PC Optimum™ points on every $1 you spend on purchases at participating stores and 5 points per $1 everywhere else you shop⁶.

The PC Money™ Account is a digital online self-service money management account. This means you can pay bills (including pre-authorized withdrawals for things like gym memberships and utility bills), and transfer funds between banks. You earn PC Optimum™ points⁶ every time you use your card to make a purchase online or in-store. You can use your card everywhere Mastercard^® is accepted, including online and when travelling abroad. However, you can’t write or deposit cheques, or use your card with merchants that don’t accept Mastercard^® payments.

You can transfer funds into your PC Money™ Account by setting up payroll direct deposit, linking an external account, or by sending funds to yourself through Interac e-Transfer® services.

Set up and receive your payroll or pension direct deposit.
Setting up payroll or pension direct deposit into your PC Money™ Account is a great way to fund your account and get points every month.

To set up payroll or pension direct deposit into your PC Money™ Account, you must provide your account number, branch (transit) number and institution number to your employer or other payor.

Steps:

1. Sign Into your PC Financial® mobile app or online account

2. Click Accounts

3. Select your PC Money™ Account

4. Click direct deposit information

5. Copy or download your information and provide it privately to your employer

Fund your account using Interac e-Transfer® services.
Sending yourself funds through the Interac e-Transfer® services is the fastest way to fund your account.

Steps to send yourself funds through Interac e-Transfer® services.

1. Send funds through Interac e-Transfer® services from your external account. Set yourself as a contact and input your own personal information (e-mail or mobile number).
   
   Note: if you have Autodeposit set up with another bank for the e-mail address or mobile phone you're using, you'll need to disable Autodeposit to receive the funds into your PC Money™ Account.

2. You'll get a text or an e-mail to deposit funds with Interac e-Transfer® services. When you do, select your PC Financial® account.

3. Follow the on-screen instructions to deposit your funds with Interac e-Transfer® services.

Steps to link an external account
You can link your external bank account with your PC Money™ Acco