Limited time offer. Earn up to250,000points

in welcome offers with a new PC Money™ Account*.

Introducing the PC Money™ Account

The no monthly fee1 bank account that gets you 10 PC Optimum™ points per dollar you spend, everywhere you shop2. Featuring unlimited everyday transactions3 and free Interac e‑Transfer® services. You can use it worldwide (even online) anywhere Mastercard® is accepted.

Mobile wallet phone screen.

Get up to 250,000 PC Optimum™ points in welcome offers* — that's worth $2504.

Limited time only. Here's how:


Earn 10% back in PC Optimum points* on up to $1,000 in purchases at our stores5. That's up to 100,000 points, worth $100.


Refer* up to 3 friends and get 50,000 PC Optimum points per friend — that's a total of 150,000 points, worth $150.

Conditions apply.

A bank account like
you've never seen before.

We have so much to offer — here are just some of our best features.

Earn points on payroll direct deposit.

Earn a one‑time bonus of 25,000 PC Optimum points when you set up payroll direct deposit and receive your third deposit6.

Early Payday

You could receive your paycheque up to 2 days early7.

Free Interac e-Transfer® services

No fees when you give money or get money.

Unlimited everyday transactions3 both online & in‑store

Earn points on every dollar of your purchases

Earn 10 points/$1 on your everyday purchases2, plus up to 25 points/$1 spent at Shoppers Drug Mart8.

Budget & track spending

All your spending in one digital and customizable place.

PC Money Account card.

Make the move.

Easily open a PC Money Account today

  • 1

    Open an account at or enrol through the PC Financial® mobile app

  • 2

    Add money to your account

  • 3

    Make a purchase
    to start scoring points

  • Still not convinced?
    Check out these additional features.

    • Tap up to $250 at a time, anywhere Mastercard® is accepted

    • No minimum balance required

    • Earn 1,000 bonus PC Optimum points per $50+ bill payment (maximum 5 bill payments per month)9

    • 24/7 online support from our team

    • Digital monthly statements

    • Temporarily locking any card or replacing one if it's lost or stolen

    • Compatible with Apple Pay and Google Pay

    • Optional overdraft protection10

    Purple lock icon.

    Keeping your money safe.

    Security is our priority. So, we put extra protections in place just in case. We provide
    two-factor authentication, 24/7 fraud detection and support, and Mastercard® Zero Liability
    Promise for unauthorized purchases11

    Find an ATM.

    Take out cash for free at one of our PC Financial ATMs, conveniently located in our stores9. Or, talk to us in person at your nearest PC Financial pavilion.


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    CDIC protection on eligible deposits

    President’s Choice Bank is a member of the Canada Deposit Insurance Corporation (CDIC).

    Learn more about CDIC
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      Looking for a credit card?

      Apply for a no annual fee PC Mastercard®.

      Not insured by the CDIC.

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