No annual fee.
Huge welcome bonus.
And pre-approved*.

PC Financial World Elite Mastercard

PC Financial World Elite Mastercard

PC Financial Mastercard

Compare our cards

*PC Financial* Mastercard^® comparison chart
Cards	PC Financial Mastercard^®	PC Financial World Mastercard^®	PC Financial World Elite Mastercard^®
Fee	No annual fee
Eligibility	Subject to credit approval and other eligibility criteria	$60,000/year minimum personal income ‑OR‑ $100,000/year minimum household income ‑AND‑ Subject to credit approval and other eligibility criteria	$80,000/year minimum personal income ‑OR‑ $150,000/year minimum household income ‑AND‑ Subject to credit approval and other eligibility criteria
In our grocery stores	10 per $1 ^{1 Additional information provided in legal stuff at the bottom of the page.}	20 per $1 ^{1 Additional information provided in legal stuff at the bottom of the page.}	30 per $1 ^{1 Additional information provided in legal stuff at the bottom of the page.}
Stores
	25 per $1 ^{2 Additional information provided in legal stuff at the bottom of the page.}	35 per $1 ^{2 Additional information provided in legal stuff at the bottom of the page.}	45 per $1 ^{2 Additional information provided in legal stuff at the bottom of the page.}
	Earn at least 30 per litre^{3 Additional information provided in legal stuff at the bottom of the page.}	Earn at least 30 per litre^{3 Additional information provided in legal stuff at the bottom of the page.}	Earn at least 30 per litre^{3 Additional information provided in legal stuff at the bottom of the page.}
	20 per $1 ^{4 Additional information provided in legal stuff at the bottom of the page.}	20 per $1 ^{4 Additional information provided in legal stuff at the bottom of the page.}	30 per $1 ^{4 Additional information provided in legal stuff at the bottom of the page.}
Everywhere else	10 per $1 ^{5 Additional information provided in legal stuff at the bottom of the page.}	10 per $1 ^{5 Additional information provided in legal stuff at the bottom of the page.}	10 per $1 ^{5 Additional information provided in legal stuff at the bottom of the page.}

PC Financial Mastercards

Same rates for all cards

20.97%
Purchase interest rate (standard).
22.97%
Cash advance interest rate (standard). In Quebec, 21.97%.
0.97%
For 6 months on promotional balance transfers^{6 Additional information provided in legal stuff at the bottom of the page.} for new accounts.
21 days
Interest-free grace period on new purchases.

PC Optimum rewards calculator^{7,8,9 Additional information provided in legal stuff at the bottom of the page.}

My total monthly purchases:

$0

That's worth:

$0

in PC Optimum points annually
(0 PC Optimum points)

PC Financial Mastercard

PC Financial World Mastercard

PC Financial World Elite Mastercard

Health
0
0
2000
Health
Gas
0
0
2000
Gas
Travel
0
0
2000
Travel
Groceries
0
0
2000
Groceries
Everywhere else
0
0
2000
Everywhere else