PC® Mastercard® - the credit card for essentials.

Maximize your point earning potential on everyday purchases like groceries, gas, and beauty with the PC® Mastercard®.

No limits on points earning, no annual fee, just rewards.

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Get up to 10% back in points

And watch the free stuff12 stack up when you combine the PC® Mastercard with the PC Optimum™ Program.

Open to Load

Load new personalized offers every Thursday on the PC Optimum™ or PC Financial® app.


Shopping at our stores, participating partners (like Esso™ and Mobil™) and during bonus events with the PC® Mastercard® is the fastest way to stack up PC Optimum™ points. Plus, earn points anywhere you shop5.


Pay with your PC® Mastercard® to power up points potential and get up to 10% back in points when you combine the PC Optimum™ program with the PC® Mastercard®.

Explore one way to earn 10% back in points in
a year with a PC® Mastercard®**.

$40/month average spend on fuel at Esso™ or Mobil™ stations3.

$150/month average spend at Shoppers Drug Mart®2.

$200/month average spend in our grocery stores1.