Earn 10 points per $1 on every purchase, in-store and online2 with a PC Money™ Account

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The PC Money™ Account

Get great rewards4 with the everyday spending account that’s a better choice than debit.

Enjoy up to 300,000

in welcome offers when you open a no monthly fee PC Money™ Account*. Limited time only.

    Here's how:

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    Earn 20,000

    When you first fund* your account with $150+.

    Earn up to 180,000

    Earn 15% back in points* on your first $1,200 worth of purchases at our stores.

    Earn up to 100,000

    When you refer your first two friends*.

Watch your PC Optimum™ points take off.

PC Optimum Card
PC Optimum
PCMA Card

Earn more points.

PC Money™ Account with PC Optimum.

In our grocery stores5

Earn points in-store and by loading offers in the PC Optimum app.

10points

per $12

Shoppers Drug Mart
15points

per $16 on eligible purchases

Up to

25points

per $16

Everywhere else

-
10points

Per $12

An everyday spending account that gets you more PC Optimum™ points with no monthly fee1

Say no to a monthly fee1, yes to great benefits.

Adding it to your wallet gives you access to great benefits, and more.

Spinning PC Master Card - No Monthly Fee Promo

No minimum balance required

No charge to open a PC Money™ Account

Free unlimited everyday transactions3 both online and in-store

Free Interac e-Transfer® services

PC Money Account card.

Need more convincing? Check out these additional features.

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    • PC Virtual Assistant is available 24 7 to help answer your product and service questions.
      24/7 online support from our team.
    • Compatible with Apple Pay® and Google Pay™.
    • Keeping your money safe.

      Security is our priority. So, we put extra protections in place just in case. We provide two-factor authentication, 24/7 fraud detection and support, and Mastercard® Zero Liability Promise for unauthorized purchases7.

    • Find an ATM.

      Take out cash for free at one of our PC Financial® ATMs, conveniently located in our stores5. Or talk to us in person at your nearest PC Financial pavilion.

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    CDIC protection on eligible deposits.

    President’s Choice Bank is a member of the Canada Deposit Insurance Corporation (CDIC).

    Learn more about CDIC

    FAQs