Score points and live that no fee life, every way you shop.

Two ways to earn more
PC Optimum™ points.

Introducing

The PC Money Account works like a bank account you can use worldwide, even online, anywhere Mastercard^® is accepted.

No monthly fee¹

10 PC Optimum points per $1, everywhere you shop².
Earn up to 50,000 bonus PC Optimum points with introductory offers³, including up to 5,000 PC Optimum points for monthly bill payments.
Spend your money in-store and online with an unlimited number of everyday transactions⁴.
Optional Overdraft Protection⁵.
Send and receive money free with Interac e–Transfer^® services.
Set personalized savings goals.
Mastercard^® Zero Liability Promise for unauthorized purchases⁶.

Credit Card

The PC Financial Mastercard^® is the fastest way to earn PC Optimum points on your everyday purchases.

No annual fee

Get up to 30 PC Optimum points per $1 on all the stuff you need: groceries, beauty, household products, gas and more at participating stores⁷.
Earn at least 30 PC Optimum points per litre of fuel at Esso™ and Mobil™ stations in Canada⁸.
Earn 10 PC Optimum points per $1 everywhere else.
Unlock great benefits, like free extended warranty and purchase assurance⁹.
Add up to 4 family members to your account to earn more points through their purchases with the card.
Get a Welcome Bonus of 20,000 PC Optimum points¹⁰.

Subject to credit approval and other eligibility criteria

As soon as you have 10,000 points you can redeem for up to $10 worth of free products and groceries at participating stores or online at shoppersdrugmart.ca, pharmaprix.ca, JoeFresh.ca and pcexpress.ca.