Limited time special offer**

Earn free rewards* fast.

Apply by September 15, 2019 and you can get 1 free year of a PC Insiders annual subscription with your new PC Financial Mastercard®**

Get 1 year of a PC Insiders annual subscription free* with a new PC Financial Mastercard® and get free groceries faster.

Limited time special offer

when you apply for a new PC Financial Mastercard® by September 15, 2019.

Score extra points, skip fees, and much more± with 1 year of the PC Insiders annual subscription FREE** with a new PC Financial Mastercard®.

More PC Insiders Benefits

PC Insiders subscription special offer not available to Quebec residents.

 

PC Insiders program benefits±

Close

Limited time special offer

Score extra points, skip fees, and much more± with 1 year of the PC Insiders annual subscription FREE* with a new PC Financial Mastercard®.

points icon

Get 200 PC Optimum points for every $1 spent on select brands

On top of the points you already get at participating retailers

PC Organics

Earn 200 PC Optimum points for every $1 spent on all PC® Organics purchases

Joe Fresh

Earn 200 PC Optimum points for every $1 spent on Joe Fresh® purchases

PC Black Label Collection

Earn 200 PC Optimum points for every $1 spent on all PC® Black Label Collection purchases

Baby Diapers and Formulas

Earn 200 PC Optimum points for every $1 spent on all brands of baby diapers and formula at Loblaw banner stores

beauty BOUTIQUE

Earn 200 PC Optimum points for every $1 spent on all online beautyBOUTIQUE Luxury Beauty purchases at shoppersdrugmart.ca

Joe Fresh

Free shipping on all purchases with no minimum order at joefresh.com

Shoppers Drug Mart

Free shipping when you shop online with no minimum order at shoppersdrugmart.ca

PC Express

Shop for groceries online at any participating store and get free pickup through PC Express

Free shipping dolly

Free shipping and grocery pickup

gift icon

Extra Indulgences

Surprise Gift

One surprise gift featuring items we think our PC Insiders members will love

PC Travel

$99 PC® travel services travel credit towards eligible bookings at pctravel.ca

Earn free rewards fast with the no annual fee PC Financial Mastercard®. Earn PC Optimum points on everything – groceries, gas, beauty and earn everywhere you shop!

 
No annual fee
 
Special offer until
September 15, 2019
Learn more
1 year of PC Insiders annual subscription FREE*
 

Eligibility  

 
 
$60,000/
year
Min personal income
-OR-
$100,000/
year
Min household income
 
$80,000/
year
Min personal income
-OR-
$150,000/
year
Min household income

In our stores

logo-no-frills
logo-loblaws
logo-rcss-unifer
logo-zehrs
logo-independent
logo-valu-mart
logo-fortinos
logo-no-frills
logo-loblaws
logo-rcss-unifer
logo-zehrs
logo-independent
logo-valu-mart
logo-fortinos
 
10 /$11
20 /$11
30 /$11
25 /$12
35 /$12
45 /$12

Earn at least:

30 /1 litre3
30 /1 litre3
30 /1 litre3
20 /$14
20 /$14
30 /$14

Everywhere else

10 /$15
10 /$15
10 /$15

Same rates for all cards

Learn more

19.97%

Purchases interest rate (standard)

22.97%

Cash advance interest rate (standard)

0.97%

For 6 months on promotional balance transfers for new accounts6

21 days

Interest-free grace period on new purchases

PC Optimum rewards calculator7,8,9

Watch the points add up.

Use this calculator to discover how you can maximize your PC Optimum points with a President's Choice Financial Mastercard.

  • 1.Select a card from the three options below.
  • 2.Adjust the sliders for each category to set your estimated monthly purchases or click the $0 icon to enter the amount(s) manually.
  • 3.View your purchase/rewards summary on the right-hand side.

My total monthly purchases:

That’s worth

in PC Optimum points annually

(100000 PC Points)

Redeem often. Redeem easily.

Use the PC Financial Mastercard® everywhere you shop, and you'll be earning PC Optimum points like a pro. As soon as you reach 10,000 points*, you can redeem $10 worth of free stuff at participating stores, online at Shoppersdrugmart.ca, JoeFresh.com and through the PC Express website.


 
 
 
, 
 
 
 
 points $
 
 
 

Get 1 year of PC Insiders free upon activation of a no annual fee PC Financial Mastercard® and make free rewards ridiculously easy.

Earn free rewards* faster.

Get 1 year of PC Insiders annual subscription FREE** with a new PC Financial Mastercard®. Offer ends September 15, 2019.