Credit cards that make your everyday more rewarding.

After we get your application, it takes approximately 7-10 business days for you to receive your new card. With your card comes a Welcome Kit including your PC Mastercard and Cardholder Agreement, your Certificate of Insurance, and a Benefits Guide that lays out all the advantages that come with your new card as well as other useful information to help you get the most out of your new card.

If you are activating a replacement card, see here.

To activate your new card, you'll need an online account at pcfinancial.ca. If you don't already have an account, create one here.

Before You Start

Make sure you have your new card handy as you'll need to confirm your card and account details to complete your activation.

If you're on a desktop

1. Click on 'Accounts & Cards'
2. Select the 'Cards' tab
3. Select the card you would like to activate
4. Click on 'Activate now' and answer the onscreen questions
5. Enter your activation code found on the sticker on your card
6. Done!

If you're on the mobile app

1. Click on the 'Cards' button at the bottom of the screen
2. Select 'Cards'
3. Select the card you would like to activate
4. Click on 'Activate now' and answer the onscreen questions
5. Enter your activation code found on the sticker on your card
6. Done!

The PC Financial Mastercard is accepted at millions of member locations worldwide. Whether you're shopping, on vacation or dining at your favourite restaurant your card is there for you. It’s also accepted at over a million bank machines worldwide, along with banks, currency exchange locations, stores, restaurants among other places. You can use it anywhere the Cirrus^®, or Maestro^® logos, or the Mastercard^® symbol are displayed.