Experience extraordinary value, everyday.
Enjoy more points, more perks and more PC®, with our most rewarding card ever.
The NEW PC Insiders™ World Elite Mastercard®.
Need help finding a card?
Our credit cards offer tailored benefits and features to give you value for your everyday spending.
PC Insiders™ World Elite Mastercard®
The new credit card that earns you more PC Optimum™ points, more perks, and a complimentary PC Express™ Pass***.
Enjoy a welcome offer* of 150,000 PC Optimum™ points. That’s like $150.
Product perks
40 points per $15 at Loblaw® banner grocery stores1. 
50 points per $12 at Shoppers Drug Mart® stores.
Up to 70 points per litre (7¢ / litre in points)9 at Esso™ and Mobil™ stations in Canada.
10 points per $1 everywhere else4.
Enjoy unlimited $0 grocery delivery and pickup on eligible orders of $35 or more with a complimentary PC Express™ Pass (valued at $99.99 per year)***.
Additional benefits
Purchase Assurance7.
Extended Warranty7.
Mastercard Global ServiceTM6.
Concierge Services8.
Emergency Travel Medical Insurance8.
Car Rental Collision/Loss Damage Waiver Insurance8.
Identity Theft Assistance Service8.
PC® Mastercard®
The no annual fee credit card that fast tracks your PC Optimum™ points earning on your grocery, beauty, and fuel spend.
Enjoy a welcome offer‡ of
20,000 PC Optimum™ points.
That's like $20.
Product perks
- Up to 30 points per $1 at Loblaw® banner grocery stores1.
- Up to 45 points per $12 at Shoppers Drug Mart® stores.
- At least 30 points per litre (3¢ / litre in points) at Esso™ and Mobil™ stations3 in Canada.
- 10 points per $1 everywhere else4.
Additional benefits
- Purchase Assurance7.
- Extended Warranty7.
- Mastercard Global ServiceTM6.
And more depending on the card you are approved for.
Redeem the points you’ve earned at over 4,500 stores.
You can earn PC Optimum™ points everywhere, and redeem them on beauty, skincare products, and groceries at over 4,500 stores or when you make online purchases11, and towards fuel rewards at Esso™ stations10.
Frequently asked questions.
When can I expect to receive my new PC® Mastercard®?
How do I activate my PC® Mastercard®?
Where can I use my PC® Mastercard®?
Here’s what our customers are saying.
I love my PC Financial credit card because it saves me money on needs so I can splurge on wants. I use it on absolutely every transaction to gain points.
If you use the PC Mastercard for most purchases monthly and pay it off monthly, it does help financially! By the end of November, I saved up over $1000 in free groceries and used them during the month of December! It’s a win for us!