Fast forward to FREE with the no annual fee PC® Mastercard®.

Limited time only!

Enjoy a welcome offer** of
100,000points

That's like $100.

Need help finding a card?

Our credit cards offer tailored benefits and features to give you value for your everyday spending.

PC Insiders with NEW red bubble

PC Insiders™ World Elite® Mastercard®

The new credit card that earns you more PC Optimum™ points, more perks, and a complimentary PC Express™ Pass***.

Enjoy a welcome offer* of 250,000 PC Optimum™ points. That’s like $250.

Product perks

  • Loblaw Grocery Icon40 points per $15 at Loblaw® banner grocery stores1.
  • Beauty Icon50 points per $12 at Shoppers Drug Mart® stores.
  • Gas IconUp to 70 points per litre (7¢ / litre in points)9 at Esso™ and Mobil™ stations in Canada.
  • 40 points per $1 at Joe Fresh® stores5.
  • Points Icon10 points per $1 everywhere else4.
  • PcExressPass IconEnjoy unlimited $0 grocery delivery and pickup on eligible orders of $35 or more with a complimentary PC Express™ Pass (valued at $99.99 per year)***.

Additional benefits

  • PurchaseInsurance IconPurchase Assurance7.
  • ExtendedWarranty IconExtended Warranty7.
  • McGlobalService IconMastercard Global ServiceTM6.
  • Concierge1 IconConcierge Services8.
  • Emergency Travel Medical Insurance IconEmergency Travel Medical Insurance8.
  • Car Rental IconCar Rental Collision/Loss Damage Waiver Insurance8.
  • Identity1 IconIdentity Theft Assistance Service8.
PCMC Vertical Trio

PC® Mastercard®

The no annual fee credit card that fast tracks your PC Optimum™ points earning on your grocery, beauty, apparel, and fuel spend.

Enjoy a welcome offer of
100,000 PC Optimum™ points**.
That's like $100.

Product perks

  • Loblaw Grocery IconUp to 30 points per $15 at Loblaw® banner grocery stores1.
  • Beauty IconUp to 45 points per $12 at Shoppers Drug Mart® stores.
  • Gas IconAt least 30 points per litre (3¢ / litre in points) at Esso™ and Mobil™ stations3 in Canada.
  • Up to 30 points per $1 at Joe Fresh® stores5.
  • Points Icon10 points per $1 everywhere else4.

Additional benefits

  • PurchaseInsurance IconPurchase Assurance7.
  • ExtendedWarranty IconExtended Warranty7.
  • McGlobalService IconMastercard Global ServiceTM6.
  • Check IconAnd more depending on the card you are approved for.

Redeem the points you’ve earned at over 4,500 stores.

You can earn PC Optimum™ points everywhere, and redeem them on beauty, skincare products, and groceries at over 4,500 stores or when you make online purchases11, and towards fuel rewards at Esso™ stations10.

  • Loblaws
  • No Frills
  • Shoppers Drug Mart
  • Real Canadian Superstore
  • Zehrs
  • Wholesale Club
  • Value-mart
  • Independent
  • Fortinos
  • The Mobile Shop
  • PC Express

Frequently asked questions.

Here’s what our customers are saying.

I love my PC Financial credit card because it saves me money on needs so I can splurge on wants. I use it on absolutely every transaction to gain points.

- Amanda

If you use the PC Mastercard for most purchases monthly and pay it off monthly, it does help financially! By the end of November, I saved up over $1000 in free groceries and used them during the month of December! It’s a win for us!

- Shannon

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