Credit cards that make your everyday more rewarding.
Earn unlimited PC Optimum™ points that never expire and make your everyday spending more rewarding with a PC® Credit Card.
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Our credit cards offer tailored benefits and features to give you value for your everyday spending.
PC® Mastercard®
The no annual fee credit card that fast tracks your PC Optimum™ points earning on your grocery, beauty, and fuel spend.
Enjoy 20,000 bonus PC Optimum™ points** with a welcome offer. That's like $20.
Product perks
- At least 30 points per litre (3¢ / litre in points) at Esso™ and Mobil™ stations3 in Canada.
- Up to 30 points per $15 at Loblaw® banner grocery stores1.
- Up to 45 points per $12 at Shoppers Drug Mart® stores.
- Up to 30 points per $1 at Joe Fresh® stores5.
- 10 points per $1 everywhere else4.
Additional benefits
- Purchase Assurance7.
- Extended Warranty7.
- Mastercard Global ServiceTM6.
- And more (opens in a new window) depending on the card you are approved for.
PC Insiders™ World Elite® Mastercard®
The PC Financial® credit card that earns you the most PC Optimum™ points ever, exclusive perks, and a FREE PC Express™ Pass***.
Enjoy 250,000 in welcome points, plus no annual fee for your first year*. That’s like $370 in value.
Product perks
- Up to 70 points per litre (7¢ / litre in points)9 at Esso™ and Mobil™ stations in Canada.
- 40 points per $15 at Loblaw® banner grocery stores1.
- 50 points per $12 at Shoppers Drug Mart® stores.
- 40 points per $1 at Joe Fresh® stores5.
- 10 points per $1 everywhere else4.
- Skip the lines, skip delivery fees
FREE PC Express™ Pass with unlimited $0 grocery delivery and pickup (valued at $99.99 per year) on eligible orders of $35 or more***.
Additional benefits
- Purchase Assurance7.
- Extended Warranty7.
- Mastercard Global ServiceTM6.
- Concierge Services8.
- Emergency Travel Medical Insurance8.
- Car Rental Collision/Loss Damage Waiver Insurance8.
- Identity Theft Assistance Service8.
Frequently asked questions.
When can I expect to receive my new PC® Mastercard®?
How do I activate my PC® Mastercard®?
Where can I use my PC® Mastercard®?