The NEW PC Insiders™ World Elite® Mastercard®
Enjoy $1,100 in average value every year*** and experience extraordinary value everyday with our most rewarding credit card.
Get $250 in PC Optimum™ points* Plus, no annual fee for your first year*. That’s like $370!
250K PC Optimum™ points welcome offer:
Earn
250,000 bonus points
when you spend $3,000 or more with your new card anywhere, within the first 4 months of opening your account.
No annual fee for your first year:
Receive a one-time credit of $120, equivalent to the annual fee charged to the primary accountholder
Offer ends October 31st, 2024. See terms and conditions* for details.
Annual fee
$120†
Purchase interest rate
21.99% (Standard)9
Cash advance interest rate
22.97% In Quebec, 21.97% (standard)
Eligibility requirements
PC Insiders™ World Elite® Mastercard®
Personal income of $80,000/year minimum or household income of $150,000/year minimum before tax. Subject to credit approval and other eligibility criteria.
Premium perks with the PC Insiders™ World Elite® Mastercard®.
Experience extraordinary value that makes your everyday worth it.
The credit card for gas
Earn up to 7¢ / litre in points when you fuel up at Esso™ and Mobil™ stations4 in Canada.
Unlimited $0 grocery delivery & pickup**
Get a FREE PC Express™ Pass (valued at $99.99 per year), valid on eligible orders of $35 or more.
Earn the most PC Optimum™ points on your everyday spend.
Earn 40 pts per $12
at Loblaw® banner grocery stores1.Earn 50 pts per $13
at Shoppers Drug Mart® stores.Earn 40 pts per $1
at Joe Fresh® stores2.Earn 10 pts per $15
everywhere else.
Eligibility requirements
PC® Silver Mastercard®
Subject to credit approval and other eligibility criteria.
PC® World Mastercard®
Personal income of $50,000/year minimum or household income of $80,000/year minimum before tax. Subject to credit approval and other eligibility criteria.
PC® World Elite Mastercard®
Personal income of $80,000/year minimum or household income of $150,000/year minimum before tax. Subject to credit approval and other eligibility criteria.
There’s more! Your card comes with additional great benefits.
Get an average of $1,100 in annual value***.
That’s an average of:
Enjoy more perks and points! Become a PC Insiders™ World Elite® Mastercard® cardholder.
Apply today for PC Insiders™ World Elite® Mastercard® and experience extraordinary value everyday. It only takes a few minutes.
Frequently asked questions.
How do I upgrade to PC Insiders™ World Elite® Mastercard® as an existing customer?
What happens to my existing PC Express™ Pass if I get approved for PC Insiders™ World Elite® Mastercard®?
What happens to my current PC Optimum Insiders™ subscription if I get approved for PC Insiders™ World Elite® Mastercard®?
How do I use my PC Express™ Pass?
Not the right credit card for you?
Apply for a no annual fee PC® Mastercard® today and start earning PC Optimum™ points on all your purchases.