The NEW PC Insiders™ World Elite® Mastercard®
Enjoy $1,100 in average value every year*** and experience extraordinary value everyday with our most rewarding credit card.
Special offerGet $250 in PC Optimum™ points* Plus, no annual fee for your first year*. That’s like $370!
250K PC Optimum™ points welcome offer:
Earn
250,000 bonus points
when you spend $3,000 or more with your new card anywhere, within the first 4 months of opening your account.
No annual fee for your first year:
Receive a one-time credit of $120, equivalent to the annual fee charged to the primary accountholder
Offer ends October 31st, 2024. See terms and conditions* for details.
Annual fee
$120†
Purchase interest rate
21.99% (Standard)9
Cash advance interest rate
22.97% In Quebec, 21.97% (standard)
Eligibility requirements
PC Insiders™ World Elite® Mastercard®
Personal income of $80,000/year minimum or household income of $150,000/year minimum before tax. Subject to credit approval and other eligibility criteria.
Premium perks with the PC Insiders™ World Elite® Mastercard®.
Experience extraordinary value that makes your everyday worth it.
The credit card for gas
Earn up to 7¢ / litre in points when you fuel up at Esso™ and Mobil™ stations4 in Canada.
Unlimited $0 grocery delivery & pickup**
Get a FREE PC Express™ Pass (valued at $99.99 per year), valid on eligible orders of $35 or more.
Earn the most PC Optimum™ points on your everyday spend.
Earn 40 pts per $12
at Loblaw® banner grocery stores1.
Earn 50 pts per $13
at Shoppers Drug Mart® stores.
Earn 40 pts per $1
at Joe Fresh® stores2.
Earn 10 pts per $15
everywhere else.
Eligibility requirements
PC® Silver Mastercard®
Subject to credit approval and other eligibility criteria.
PC® World Mastercard®
Personal income of $50,000/year minimum or household income of $80,000/year minimum before tax. Subject to credit approval and other eligibility criteria.
PC® World Elite Mastercard®
Personal income of $80,000/year minimum or household income of $150,000/year minimum before tax. Subject to credit approval and other eligibility criteria.
There’s more! Your card comes with additional great benefits.
Identity Theft Assistance ServiceTo help you avoid identity theft or restore your identity8.
Purchase AssuranceIn the event of theft, loss or damage in the first 90 days when you pay in full with your PC® Mastercard® credit card7.
Extended WarrantyDoubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC® Mastercard® credit card7.
Travel Emergency Medical InsuranceFor trips up to 10 days from date of departure, for those under age 658.
Additional CardholdersYou can add up to four Additional Cardholders to your PC Financial® Mastercard® account for free.
Car Rental Collision/Loss Damage Waiver InsuranceCollision damage and theft coverage for your car rental needs8.
Mastercard Global Service™Replaces your card or offers a cash advance6 in case of emergency.
Concierge Services24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more8.
Get an average of $1,100 in annual value***.
That’s an average of:
$450 in points earned on grocery.- $200 in points earned on fuel.
- $350 in points earned everywhere else (including Shoppers Drug Mart® stores).
- Plus, you get a PC Express Pass with unlimited $0 online grocery delivery and pickup on eligible orders (valued at $99.99 per year)**.
Redeem your PC OptimumTM rewards at over 4,500 stores.
Get $10 in value for every 10,000 points you redeem1 towards the things you love. It’s that simple!
Guarding your finances day and night.
- Stay informed: receive timely updates on your finances.
- Customize alerts: tailor notifications to your preferences.
- Access settings: easily manage alerts within the app.
- Security notifications: enable alerts for account security.
Enjoy more perks and points! Become a PC Insiders™ World Elite® Mastercard® cardholder.
Apply today for PC Insiders™ World Elite® Mastercard® and experience extraordinary value everyday. It only takes a few minutes.
Frequently asked questions.
How do I upgrade to PC Insiders™ World Elite® Mastercard® as an existing customer?
What happens to my existing PC Express™ Pass if I get approved for PC Insiders™ World Elite® Mastercard®?
What happens to my current PC Optimum Insiders™ subscription if I get approved for PC Insiders™ World Elite® Mastercard®?
How do I use my PC Express™ Pass?
![PC Mastercard image]()
Not the right credit card for you?
Apply for a no annual fee PC® Mastercard® today and start earning PC Optimum™ points on all your purchases.
