President's Choice Financial Mastercard
No annual fee
The President’s Choice Financial® Mastercard® is your key to free. It’s easy, you’ll earn PC Optimum points for every dollar you spend on your PC Financial® Mastercard everywhere you shop. So the more you use the card the more points you’ll earn. All with no annual fee.
An award-winning credit card.
President's Choice Financial was recognized as having the highest customer recommendation score among credit cards in Forrester's 2020 Canada CX Index™ Survey. The proprietary survey results‡ are based on consumers' opinions of their experiences with brands included in the survey. Want in? Apply for our PC Financial Mastercard, and start earning PC Optimum points on every purchase you make.
In our grocery stores1
(per $1)
per $1
per $12
Earn at least
30per litre3
per $14
Everywhere else
(per $1)
per $15
Requirements
Subject to credit approval
Interest Rates
20.97%
Purchase interest rate (standard).
22.97%
Cash advance interest rate (standard). In Quebec, 21.97%.
0.97%
For 6 months on promotional balance transfers6 for new accounts.
21 days
Interest-free grace period on new purchases.
Additional Benefits
Mastercard Global ServiceTM
Replaces your card or offers a cash advance in case of emergency.
Free Purchase Assurance
In the event of theft, loss or damage in the first 90 days when you pay in full with your PC Financial World Mastercard credit card.
Free Extended Warranty
Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC Financial World Mastercard credit card.
Authorized users
Add up to four free additional cards on your account for family members, so you can earn points even faster.
PC Optimum rewards calculator7,8,9
My total monthly purchases:
$0That's worth:
$0in PC Optimum points annually
(0 PC Optimum points)
Health
i02000
Gas
i02000
Travel
i02000
Groceries
i02000
Everywhere else
i02000
Redemption made easy.
As soon as you have 10,000 points you can redeem for up to $10 worth of free products and groceries at any participating stores or online at Beautyboutique.ca, JoeFresh.ca or through PC Express™.
