PC® Mastercard®
Get up to $750 in points every year** when you spend on everyday purchases like grocery, fuel, beauty, apparel, and gas.

Enjoy 20,000 PC Optimum™ points in a welcome offer*
20K PC Optimum™ points welcome offer:
Earn
20,000 points*
in welcome offers* when you apply for the no annual fee PC® Mastercard®.
See terms and conditions* for details.

Become a PC Optimum™ points magnet.
Eligibility requirements
PC® Silver Mastercard®
Subject to credit approval and other eligibility criteria.
PC® World Mastercard®
Personal income of $50,000/year minimum or household income of $80,000/year minimum before tax. Subject to credit approval and other eligibility criteria.
PC® World Elite Mastercard®
Personal income of $80,000/year minimum or household income of $150,000/year minimum before tax. Subject to credit approval and other eligibility criteria.
Purchase interest rate
21.99% (Standard)
Cash advance interest rate
22.97% In Quebec, 21.97% (standard)
Interest-free grace period on new purchases.
21 days
Get the most from your award-winning credit card§
Enjoy these great features and benefits.
PC Silver Mastercard
Rest easy knowing
your information is secure
Fraud detection
128-bit Data encryption
Proactive monitoring
Frequently asked questions.
What is the PC Financial Mastercard?
What are the differences between the three No Annual Fee PC Mastercard credit cards?
Are you looking for a credit card that earns you even more points?
