President's Choice Financial Mastercard
No annual fee
The President’s Choice Financial® Mastercard® is your key to free. It’s easy, you’ll earn PC Optimum points for every dollar you spend on your PC Financial® Mastercard everywhere you shop. So the more you use the card the more points you’ll earn. All with no annual fee.
An award-winning credit card.
President's Choice Financial was recognized as having the highest customer recommendation score among credit cards in Forrester's 2020 Canada CX Index™ Survey. The proprietary survey results‡ are based on consumers' opinions of their experiences with brands included in the survey. Want in? Apply for our PC Financial Mastercard, and start earning PC Optimum points on every purchase you make.
Eligibility | Subject to credit approval and other eligibility criteria | |
|---|---|---|
In our grocery stores | 10  per $11 Additional information provided in legal stuff at the bottom of the page. | |
Stores | ||
 25 per $12 Additional information provided in legal stuff at the bottom of the page. |  Earn at least 30per litre3 Additional information provided in legal stuff at the bottom of the page. |  20 per $14 Additional information provided in legal stuff at the bottom of the page. |
Everywhere else | 10 per $15 Additional information provided in legal stuff at the bottom of the page. | |
Requirements
Subject to credit approval
Interest Rates
- 20.97%
Purchase interest rate (standard).
- 22.97%
Cash advance interest rate (standard). In Quebec, 21.97%.
- 0.97%
Promotional balance transfers6 for 6 months.
- 21 days
Interest-free grace period on new purchases.
Additional Benefits
Mastercard Global ServiceTM
Replaces your card or offers a cash advance in case of emergency.
Free Purchase Assurance
In the event of theft, loss or damage in the first 90 days when you pay in full with your PC Financial World Mastercard credit card.
Free Extended Warranty
Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC Financial World Mastercard credit card.
Authorized users
Add up to four free additional cards on your account for family members, so you can earn points even faster.
PC Optimum rewards calculator7,8,9 Additional information provided in legal stuff at the bottom of the page.
My total monthly purchases:
$0That's worth:
$0in PC Optimum points annually
(0 PC Optimum points)
Health
Gas
Travel
Groceries
Everywhere else
Redemption made easy
As soon as you have 10,000 points you can redeem them for up to $10 worth of free products and groceries at any participating store or online at shoppersdrugmart.ca, pharmaprix.ca, JoeFresh.ca and PC Express™ websites.
Product Details
- Apply now
Apply in minutes
