President's Choice Financial Mastercard

No annual fee

The President’s Choice Financial® Mastercard® is your key to free. It’s easy, you’ll earn PC Optimum points for every dollar you spend on your PC Financial® Mastercard everywhere you shop. So the more you use the card the more points you’ll earn. All with no annual fee.

An award-winning credit card.

President's Choice Financial was recognized as having the highest customer recommendation score among credit cards in Forrester's 2020 Canada CX Index Survey. The proprietary survey results are based on consumers' opinions of their experiences with brands included in the survey. Want in? Apply for our PC Financial Mastercard, and start earning PC Optimum points on every purchase you make.

In our grocery stores1

(per $1)

10points

per $1

  • Loblaws
  • No Frills
  • Value-mart
  • Zehrs
  • Real Canadian Superstore
  • Independent
  • Fortinos
  • Wholesale Club
  • Shoppers Drug Mart
25points

per $12

Shoppers Drug Mart

Earn at least

30points

per litre3

Esso Mobil
20points

per $14

PC Travel

Everywhere else

(per $1)

10points

per $15

Requirements

Subject to credit approval

Interest Rates

  • 20.97%

    Purchase interest rate (standard).

  • 22.97%

    Cash advance interest rate (standard). In Quebec, 21.97%.

  • 0.97%

    For 6 months on promotional balance transfers6 for new accounts.

  • 21 days

    Interest-free grace period on new purchases.

Additional Benefits

Mastercard Global ServiceTM

Replaces your card or offers a cash advance in case of emergency.

Free Purchase Assurance

In the event of theft, loss or damage in the first 90 days when you pay in full with your PC Financial World Mastercard credit card.

Free Extended Warranty

Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC Financial World Mastercard credit card.

Authorized users

Add up to four free additional cards on your account for family members, so you can earn points even faster.

PC Optimum rewards calculator7,8,9

My total monthly purchases:

$0

That's worth:

$0

in PC Optimum points annually
(0 PC Optimum points)

  • Health

    i
    0
    0
    2000
  • Gas

    i
    0
    0
    2000
  • Travel

    i
    0
    0
    2000
  • Groceries

    i
    0
    0
    2000
  • Everywhere else

    i
    0
    0
    2000

Redemption made easy.

As soon as you have 10,000 points you can redeem for up to $10 worth of free products and groceries at any participating stores or online at Beautyboutique.ca, JoeFresh.ca or through PC Express.

Product Details

Apply in minutes

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