President's Choice Financial Mastercard

No annual fee

The President’s Choice Financial^® Mastercard^® is your key to free. It’s easy, you’ll earn PC Optimum points for every dollar you spend on your PC Financial^® Mastercard everywhere you shop. So the more you use the card the more points you’ll earn. All with no annual fee.

*PC Financial* Mastercard^® product table
Eligibility	Subject to credit approval and other eligibility criteria
In our grocery stores	10 per $1 ^{1 Additional information provided in legal stuff at the bottom of the page.}
Stores
25 per $1 ^{2 Additional information provided in legal stuff at the bottom of the page.}	Earn at least 30 per litre^{3 Additional information provided in legal stuff at the bottom of the page.}	20 per $1 ^{4 Additional information provided in legal stuff at the bottom of the page.}
Everywhere else	10 per $1 ^{5 Additional information provided in legal stuff at the bottom of the page.}

Interest rates¹⁰ for our cards.

Basic rates may apply. See details below in Legal Stuff.

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20.97%
Purchase interest rate (standard).
22.97%
Cash advance interest rate (standard). In Quebec, 21.97%.
21 days
Interest-free grace period on new purchases.

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Additional Benefits

Mastercard Global Service^TM
Replaces your card or offers a cash advance in case of emergency.
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Authorized users
Add up to four free additional cards on your account for family members, so you can earn points even faster.
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Discover your earning potential.^{6,7,8Additional information provided in legal stuff at the bottom of the page.}

Average monthly spending:

$2,100

PC Mastercard^®

That's worth up to:

$371

in PC Optimum points during your first year depending on which card you are approved for.

Estimate based on PC Financial World Elite Mastercard^® earning rates and assumed spending by category. Individual spending rates will vary.

Health
0
105
2000
Health
Gas
0
210
2000
Gas
Groceries
0
315
2000
Groceries
Everywhere else
0
1470
2000
Everywhere else
Welcome bonus
$50

Redemption made easy

As soon as you have 10,000 points you can redeem¹¹ for up to $10 worth of free products and groceries at participating stores or online at shoppersdrugmart.ca, or pharmaprix.ca, joefresh.com and pcexpress.ca.

You can also redeem your points at Esso™ stations in Canada. Redeem 4,000 points to get 10 cents off per litre (up to 40 L) or redeem 10,000 points for any car wash package¹².

Product Details

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