President's Choice Financial Mastercard
No annual fee
The President’s Choice Financial® Mastercard® is your key to free. It’s easy, you’ll earn PC Optimum points for every dollar you spend on your PC Financial® Mastercard everywhere you shop. So the more you use the card the more points you’ll earn. All with no annual fee.
Eligibility | Subject to credit approval and other eligibility criteria | |
|---|---|---|
In our grocery stores | 10  per $1 1 Additional information provided in legal stuff at the bottom of the page. | |
Stores | ||
 25 per $1 2 Additional information provided in legal stuff at the bottom of the page. |  Earn at least per litre3 Additional information provided in legal stuff at the bottom of the page. |  20 per $1 4 Additional information provided in legal stuff at the bottom of the page. |
Everywhere else | 10 per $1 5 Additional information provided in legal stuff at the bottom of the page. | |
Interest Rates
- 20.97%
Purchase interest rate (standard).
- 22.97%
Cash advance interest rate (standard). In Quebec, 21.97%.
- 0.97%
For 6 months on promotional balance transfers6 Additional information provided in legal stuff at the bottom of the page. for new accounts.
- 21 days
Interest-free grace period on new purchases.
Additional Benefits
Mastercard Global ServiceTM
Replaces your card or offers a cash advance in case of emergency.
Free Purchase Assurance
In the event of theft, loss or damage in the first 90 days when you pay in full with your PC Financial World Mastercard credit card.
Free Extended Warranty
Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC Financial World Mastercard credit card.
Authorized users
Add up to four free additional cards on your account for family members, so you can earn points even faster.
Discover your earning potential.6,7,8Additional information provided in legal stuff at the bottom of the page.
Average monthly spending:
$2,100
PC Mastercard®
That's worth up to:
in PC Optimum points during your first year depending on which card you are approved for.
Estimate based on PC Financial World Elite Mastercard® earning rates and assumed spending by category. Individual spending rates will vary.
Health
Gas
Groceries
Everywhere else
Welcome bonus
$50
Redemption made easy
As soon as you have 10,000 points you can redeem11 for up to $10 worth of free products and groceries at participating stores or online at shoppersdrugmart.ca, pharmaprix.ca, joefresh.com and pcexpress.ca.
Product Details
![PC Financial Mastercards]()
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