President's Choice Financial Mastercard
No annual fee
The President’s Choice Financial® Mastercard® is your key to free. It’s easy, you’ll earn PC Optimum points for every dollar you spend on your PC Financial® Mastercard everywhere you shop. So the more you use the card the more points you’ll earn. All with no annual fee.
Interest rates9 for our cards.
Basic rates may apply. See details below in Legal Details.
- 21.99%
Purchase interest rate (standard).
- 22.97%
Cash advance interest rate (standard). In Quebec, 21.97%.
- 21 days
Interest-free grace period on new purchases.
Additional Benefits
Mastercard Global ServiceTM
Replaces your card or offers a cash advance in case of emergency.
Authorized users
Add up to four free additional cards on your account for family members, so you can earn points even faster.
Discover your earning potential.5
Estimated monthly spending:
$0
PC® Mastercard®
That's worth up to:
in PC Optimum™ points during your first year depending on which card you're approved for.
Estimate based on PC® World Elite Mastercard® earning rates and assumed spending by category. Individual spending rates will vary.
Health
Gas
Groceries
Everywhere else
Welcome bonus
Up to $100 in points
Redemption made easy
As soon as you have 10,000 points you can redeem11 for up to $10 worth of free products and groceries at participating stores (opens in a new window) or online at shoppersdrugmart.ca (opens in a new window), or pharmaprix.ca (opens in a new window), joefresh.com (opens in a new window) and pcexpress.ca (opens in a new window).
You can also redeem your points at Esso™ stations in Canada. Redeem 4,000 points to get 10 cents off per litre (up to 40 L) or redeem 10,000 points for any free car wash package.12
Product Details
![PC Financial Mastercards]()
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