President's Choice Financial Mastercard

No annual fee

The President’s Choice Financial^® Mastercard^® is your key to free. It’s easy, you’ll earn PC Optimum points for every dollar you spend on your PC Financial^® Mastercard everywhere you shop. So the more you use the card the more points you’ll earn. All with no annual fee.

*PC Financial* Mastercard^® product table
Eligibility	Subject to credit approval and other eligibility criteria
In our grocery stores	10 per $1 ^{1 Additional information provided in legal stuff at the bottom of the page.}
Stores
25 per $1 ^{2 Additional information provided in legal stuff at the bottom of the page.}	Earn at least 30 per litre^{3 Additional information provided in legal stuff at the bottom of the page.}	20 per $1 ^{4 Additional information provided in legal stuff at the bottom of the page.}
Everywhere else	10 per $1 ^{5 Additional information provided in legal stuff at the bottom of the page.}

Interest rates¹⁰ for our cards.

Basic rates may apply. See details below in Legal Stuff.

Apply now Learn more

20.97%
Purchase interest rate (standard).
22.97%
Cash advance interest rate (standard). In Quebec, 21.97%.
21 days
Interest-free grace period on new purchases.

Apply now Learn more

Additional Benefits

Mastercard Global Service^TM
Replaces your card or offers a cash advance in case of emergency.
Learn more
Authorized users
Add up to four free additional cards on your account for family members, so you can earn points even faster.
Learn more

Discover your earning potential.^{6,7,8Additional information provided in legal stuff at the bottom of the page.}

Average monthly spending:

$2,100

PC^® Mastercard^®

That's worth up to:

$371

in PC Optimum points during your first year depending on which card you are approved for.

Estimate based on PC Financial World Elite Mastercard^® earning rates and assumed spending by category. Individual spending rates will vary.

Health
0
105
2000
Health
Gas
0
210
2000
Gas
Groceries
0
315
2000
Groceries
Everywhere else
0
1470
2000
Everywhere else
Welcome bonus
$50

Redemption made easy

As soon as you have 10,000 points you can redeem¹¹ for up to $10 worth of free products and groceries at participating stores or online at shoppersdrugmart.ca, or pharmaprix.ca, joefresh.com and pcexpress.ca.

You can also redeem your points at Esso™ stations in Canada. Redeem 4,000 points to get 10 cents off per litre (up to 40 L) or redeem 10,000 points for any free car wash package¹².

For PC Express™ service, valid for store pick‑up only.

Product Details

Apply in minutes
Apply now