President's Choice Financial World Elite Mastercard
Canada's first World Elite Mastercard with no annual fee.
The President’s Choice Financial® World Elite Mastercard® is the fastest way to earn PC Optimum points towards free groceries. It’s easy, you’ll earn points for every dollar you spend on your PC Financial® Mastercard everywhere you shop. So the more you use the card the more points you’ll earn. All with no annual fee.
An award-winning credit card.
President's Choice Financial was recognized as having the highest customer recommendation score among credit cards in Forrester's 2020 Canada CX Index™ Survey. The proprietary survey results‡ are based on consumers' opinions of their experiences with brands included in the survey. Want in? Apply for our PC Financial Mastercard, and start earning PC Optimum points on every purchase you make.
Eligibility | $80,000/year minimum personal income | |
|---|---|---|
In our grocery stores | 30  per $11 Additional information provided in legal stuff at the bottom of the page. | |
Stores | ||
 45 per $12 Additional information provided in legal stuff at the bottom of the page. |  Earn at least per litre3 Additional information provided in legal stuff at the bottom of the page. |  30 per $14 Additional information provided in legal stuff at the bottom of the page. |
Everywhere else | 10 per $15 Additional information provided in legal stuff at the bottom of the page. | |
Interest Rates
- 20.97%
Purchase interest rate (standard).
- 22.97%
Cash advance interest rate (standard). In Quebec, 21.97%.
- 0.97%
For 6 months on promotional balance transfers6 Additional information provided in legal stuff at the bottom of the page. for new accounts.
- 21 days
Interest-free grace period on new purchases.
Additional Benefits
Travel Emergency Medical InsuranceTM
For trips up to 10 days from date of departure, for those under age 65.
Car Rental Collision/Loss Damage Waiver Insurance
Collision damage and theft protection for your car rental needs.
Identity Theft Assistant Service
To help you avoid identity theft or restore your identity.
Concierge service
24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.
PC Optimum rewards calculator7,8,9 Additional information provided in legal stuff at the bottom of the page.
My total monthly purchases:
$0That's worth:
$0in PC Optimum points annually
(0 PC Optimum points)
Health
Gas
Travel
Groceries
Everywhere else
Redemption made easy
As soon as you have 10,000 points you can redeem for up to $10 worth of free products and groceries at participating stores or online at shoppersdrugmart.ca, pharmaprix.ca, JoeFresh.ca and pcexpress.ca.
Product Details
- Apply now
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