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President's Choice Financial World Elite Mastercard

Canada's first World Elite Mastercard with no annual fee.

The President’s Choice Financial® World Elite Mastercard® is the fastest way to earn PC Optimum points towards free groceries. It’s easy, you’ll earn points for every dollar you spend on your PC Financial® Mastercard everywhere you shop. So the more you use the card the more points you’ll earn. All with no annual fee.

An award-winning credit card.

President's Choice Financial was recognized as having the highest customer recommendation score among credit cards in Forrester's 2020 Canada CX Index Survey. The proprietary survey results are based on consumers' opinions of their experiences with brands included in the survey. Want in? Apply for our PC Financial Mastercard, and start earning PC Optimum points on every purchase you make.

PC Financial World Elite Mastercard® product table

Eligibility

$80,000/year minimum personal income
‑OR‑
$150,000/year minimum household income
‑AND‑
Subject to credit approval and other eligibility criteria

In our grocery stores

30points

per $11 Additional information provided in legal stuff at the bottom of the page.

Stores

  • Loblaws
  • No Frills
  • Value-mart
  • Zehrs
  • Real Canadian Superstore
  • Independent
  • Fortinos
  • Wholesale Club
Shoppers Drug Mart
45points

per $12 Additional information provided in legal stuff at the bottom of the page.

Esso Mobil

Earn at least

30points

per litre3 Additional information provided in legal stuff at the bottom of the page.

PC Travel
30points

per $14 Additional information provided in legal stuff at the bottom of the page.

Everywhere else

10points

per $15 Additional information provided in legal stuff at the bottom of the page.

Interest Rates

  • 20.97%

    Purchase interest rate (standard).

  • 22.97%

    Cash advance interest rate (standard). In Quebec, 21.97%.

  • 0.97%

    For 6 months on promotional balance transfers6 Additional information provided in legal stuff at the bottom of the page. for new accounts.

  • 21 days

    Interest-free grace period on new purchases.

Additional Benefits

  • Travel Emergency Medical InsuranceTM

    For trips up to 10 days from date of departure, for those under age 65.

  • Car Rental Collision/Loss Damage Waiver Insurance

    Collision damage and theft protection for your car rental needs.

  • Identity Theft Assistant Service

    To help you avoid identity theft or restore your identity.

  • Concierge service

    24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.

PC Optimum rewards calculator7,8,9 Additional information provided in legal stuff at the bottom of the page.

My total monthly purchases:

$0

That's worth:

$0

in PC Optimum points annually
(0 PC Optimum points)

  • Health

    0
    0
    2000
  • Gas

    0
    0
    2000
  • Travel

    0
    0
    2000
  • Groceries

    0
    0
    2000
  • Everywhere else

    0
    0
    2000

Redemption made easy

As soon as you have 10,000 points you can redeem for up to $10 worth of free products and groceries at participating storesExternal link or online at shoppersdrugmart.caExternal link, pharmaprix.caExternal link, JoeFresh.caExternal link and pcexpress.caExternal link.

Product Details