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President's Choice Financial World Elite Mastercard

PC Financial World Elite Mastercard

Canada's first World Elite Mastercard with no annual fee.

The President’s Choice Financial® World Elite Mastercard® is the fastest way to earn PC Optimum points towards free groceries. It’s easy, you’ll earn points for every dollar you spend on your PC Financial® Mastercard everywhere you shop. So the more you use the card the more points you’ll earn. All with no annual fee.

PC Financial World Elite Mastercard® product table

Eligibility

$80,000/year minimum personal income
‑OR‑
$150,000/year minimum household income
‑AND‑
Subject to credit approval and other eligibility criteria

In our grocery stores

30points

per $1 1 Additional information provided in legal stuff at the bottom of the page.

Stores

  • Loblaws
  • No Frills
  • Value-mart
  • Zehrs
  • Real Canadian Superstore
  • Independent
  • Fortinos
  • Wholesale Club
Shoppers Drug Mart
45points

per $1 2 Additional information provided in legal stuff at the bottom of the page.

Esso Mobil

Earn at least

30points

per litre3 Additional information provided in legal stuff at the bottom of the page.

PC Travel
30points

per $1 4 Additional information provided in legal stuff at the bottom of the page.

Everywhere else

10points

per $1 5 Additional information provided in legal stuff at the bottom of the page.

Interest Rates

  • 20.97%

    Purchase interest rate (standard).

  • 22.97%

    Cash advance interest rate (standard). In Quebec, 21.97%.

  • 0.97%

    For 6 months on promotional balance transfers6 Additional information provided in legal stuff at the bottom of the page. for new accounts.

  • 21 days

    Interest-free grace period on new purchases.

Additional Benefits

  • Travel Emergency Medical InsuranceTM

    For trips up to 10 days from date of departure, for those under age 65.

  • Car Rental Collision/Loss Damage Waiver Insurance

    Collision damage and theft protection for your car rental needs.

  • Identity Theft Assistant Service

    To help you avoid identity theft or restore your identity.

  • Concierge service

    24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.

Discover your earning potential.6,7,8Additional information provided in legal stuff at the bottom of the page.

Average monthly spending:

$2,100

PC Mastercard®

That's worth up to:

$371

in PC Optimum points during your first year depending on which card you are approved for.

Estimate based on PC Financial World Elite Mastercard® earning rates and assumed spending by category. Individual spending rates will vary.

  • Health

    0
    105
    2000
  • Gas

    0
    210
    2000
  • Groceries

    0
    315
    2000
  • Everywhere else

    0
    1470
    2000
  • Welcome bonus

    $50

Redemption made easy

As soon as you have 10,000 points you can redeem11 for up to $10 worth of free products and groceries at participating storesExternal link or online at shoppersdrugmart.caExternal link, pharmaprix.caExternal link, joefresh.comExternal link and pcexpress.caExternal link.

Product Details

  • PC Financial Mastercards

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