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President's Choice Financial World Elite Mastercard

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Canada's first World Elite Mastercard with no annual fee.

The President’s Choice Financial® World Elite Mastercard® is the fastest way to earn PC Optimum points towards free groceries. It’s easy, you’ll earn points for every dollar you spend on your PC Financial® Mastercard everywhere you shop. So the more you use the card the more points you’ll earn. All with no annual fee.

An award-winning credit card.

President's Choice Financial was recognized as having the highest customer recommendation score among credit cards in Forrester's 2020 Canada CX Index™ Survey. The proprietary survey results‡ are based on consumers' opinions of their experiences with brands included in the survey. Want in? Apply for our PC Financial Mastercard, and start earning PC Optimum points on every purchase you make.

In our grocery stores1

(per $1)

30points

per $1

  • Loblaws
  • No Frills
  • Value-mart
  • Zehrs
  • Real Canadian Superstore
  • Independent
  • Fortinos
  • Wholesale Club
  • Shoppers Drug Mart
45points

per $12

Shoppers Drug Mart

Earn at least

30points

per litre3

Esso Mobil
30points

per $14

PC Travel

Everywhere else

(per $1)

10points

per $15

Requirements

A minimum annual personal income of $80,000 or household income of $150,000 is required for a new PC Financial® World Elite Mastercard®.

Interest Rates

  • 20.97%

    Purchase interest rate (standard).

  • 22.97%

    Cash advance interest rate (standard). In Quebec, 21.97%.

  • 0.97%

    Promotional balance transfers6 for 6 months.

  • 21 days

    Interest-free grace period on new purchases.

Additional Benefits

  • Travel Emergency Medical InsuranceTM

    For trips up to 10 days from date of departure, for those under age 65.

    Learn more

  • Car Rental Collision/Loss Damage Waiver Insurance

    Collision damage and theft protection for your car rental needs.

    Learn more

  • Identity Theft Assistant Service

    To help you avoid identity theft or restore your identity.

    Learn more

  • Concierge service

    24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.

    Learn more

PC Optimum rewards calculator7,8,9

My total monthly purchases:

$0

That's worth:

$0

in PC Optimum points annually
(0 PC Optimum points)

  • Health

    i
    0
    0
    2000

  • Gas

    i
    0
    0
    2000

  • Travel

    i
    0
    0
    2000

  • Groceries

    i
    0
    0
    2000

  • Everywhere else

    i
    0
    0
    2000

Redemption made easy

As soon as you have 10,000 points you can redeem them for up to $10 worth of free products and groceries at any participating storeExternal link or online at shoppersdrugmart.caExternal link, pharmaprix.caExternal link, JoeFresh.caExternal link and PC Express™ websites.

Product Details