President's Choice Financial World Elite Mastercard
Canada's first World Elite Mastercard with no annual fee.
The President’s Choice Financial® World Elite Mastercard® is the fastest way to earn PC Optimum points towards free groceries. It’s easy, you’ll earn points for every dollar you spend on your PC Financial® Mastercard everywhere you shop. So the more you use the card the more points you’ll earn. All with no annual fee.
Eligibility | $80,000/year minimum personal income ‑OR‑ $150,000/year minimum household income ‑AND‑ Subject to credit approval and other eligibility criteria | |
|---|---|---|
In our grocery stores | 30  per $1 1 Additional information provided in legal stuff at the bottom of the page. | |
Stores | ||
 45 per $1 2 Additional information provided in legal stuff at the bottom of the page. |  Earn at least per litre3 Additional information provided in legal stuff at the bottom of the page. |  30 per $1 4 Additional information provided in legal stuff at the bottom of the page. |
Everywhere else | 10 per $1 5 Additional information provided in legal stuff at the bottom of the page. | |
Interest Rates
- 20.97%
Purchase interest rate (standard).
- 22.97%
Cash advance interest rate (standard). In Quebec, 21.97%.
- 0.97%
For 6 months on promotional balance transfers6 Additional information provided in legal stuff at the bottom of the page. for new accounts.
- 21 days
Interest-free grace period on new purchases.
Additional Benefits
Travel Emergency Medical InsuranceTM
For trips up to 10 days from date of departure, for those under age 65.
Car Rental Collision/Loss Damage Waiver Insurance
Collision damage and theft protection for your car rental needs.
Identity Theft Assistant Service
To help you avoid identity theft or restore your identity.
Concierge service
24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.
Discover your earning potential.6,7,8Additional information provided in legal stuff at the bottom of the page.
Average monthly spending:
$2,100
PC Mastercard®
That's worth up to:
in PC Optimum points during your first year depending on which card you are approved for.
Estimate based on PC Financial World Elite Mastercard® earning rates and assumed spending by category. Individual spending rates will vary.
Health
Gas
Groceries
Everywhere else
Welcome bonus
$50
Redemption made easy
As soon as you have 10,000 points you can redeem11 for up to $10 worth of free products and groceries at participating stores or online at shoppersdrugmart.ca, pharmaprix.ca, joefresh.com and pcexpress.ca.
Product Details
![PC Financial Mastercards]()
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