President's Choice Financial World Elite Mastercard

Canada's first World Elite Mastercard with no annual fee.
The President’s Choice Financial® World Elite Mastercard® is the fastest way to earn PC Optimum points towards free groceries. It’s easy, you’ll earn points for every dollar you spend on your PC Financial® Mastercard everywhere you shop. So the more you use the card the more points you’ll earn. All with no annual fee.
Eligibility | $80,000/year minimum personal income | |
---|---|---|
In our grocery stores | 30 per $1 1 Additional information provided in legal stuff at the bottom of the page. | |
Stores | ||
45 per $1 2 Additional information provided in legal stuff at the bottom of the page. | Earn at least per litre3 Additional information provided in legal stuff at the bottom of the page. | 30 per $1 4 Additional information provided in legal stuff at the bottom of the page. |
Everywhere else | 10 per $1 5 Additional information provided in legal stuff at the bottom of the page. |
Interest rates9 for our cards.
Basic rates may apply. See details below in Legal Stuff.
- 20.97%
Purchase interest rate (standard).
- 22.97%
Cash advance interest rate (standard). In Quebec, 21.97%.
- 21 days
Interest-free grace period on new purchases.
Additional Benefits
Travel Emergency Medical InsuranceTM
For trips up to 10 days from date of departure, for those under age 65.
Car Rental Collision/Loss Damage Waiver Insurance
Collision damage and theft protection for your car rental needs.
Identity Theft Assistant Service
To help you avoid identity theft or restore your identity.
Concierge service
24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.
Discover your earning potential.6,7,8Additional information provided in legal stuff at the bottom of the page.
Average monthly spending:
$2,100
PC® Mastercard®
That's worth up to:
in PC Optimum points during your first year depending on which card you are approved for.
Estimate based on PC Financial World Elite Mastercard® earning rates and assumed spending by category. Individual spending rates will vary.
Health
Gas
Groceries
Everywhere else
Welcome bonus
$50
Redemption made easy
As soon as you have 10,000 points you can redeem11 for up to $10 worth of free products and groceries at participating stores or online at shoppersdrugmart.ca, or pharmaprix.ca, joefresh.com and pcexpress.ca.
You can also redeem your points at Esso™ stations in Canada. Redeem 4,000 points to get 10 cents off per litre (up to 40 L) or redeem 10,000 points for any free car wash package.12
For PC Express™ service, valid for store pick‑up only.
Product Details
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