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1Our stores means affiliated Loblaw banner grocery stores and Shoppers Drug Mart / Pharmaprix. Visit pcoptimum.ca for details on participating stores where the PC Optimum program is offered.
2All PC Optimum members earn 15 points per dollar at Shoppers Drug Mart and Pharmaprix. When you use your Presidentís Choice Financial Mastercard® you will earn additional points per dollar: 10 points per dollar for Presidentís Choice Financial Mastercard® cardholders; 20 points per dollar for Presidentís Choice Financial World Mastercard® cardholders; and 30 points per dollar for Presidentís Choice Financial World Elite Mastercard® cardholders.
3Points amount shown includes the 10 points per dollar for all purchases with the President’s Choice Financial Mastercard®. In addition, earn at least 10 PC Optimum points per purchased litre of gasoline or diesel fuel at Esso and select Mobil stations in Canada when you pay with your PC Financial Mastercard®. You will also earn at least 10 PC Optimum points per litre available to all PC Optimum loyalty members at EssoTM and MobilTM stations in Canada. Earn an additional 10 points per litre of premium gasoline (Octane 89, 91, 93) at Esso and select^ MobilTM Stations. You could earn even more points at MobilTM stations located adjacent to a Loblaw banner grocery store. Exact earn rate at the station nearest you is available in the station locator located at pcfinancial.ca/gas. Should fuel prices fall below $1/L, causing total points per litre awarded to fall below 30 points per litre, points will be topped up to ensure a minimum of 30 points per litre are awarded in all transactions paid with a PC Financial Mastercard® at EssoTM and MobilTM locations. For full details including how points are awarded to your account and rounding rules, visit pcfinancial.ca/gas.
4Get a bonus 10 PC Optimum points per dollar of your PC® travel services purchase (taxes included) charged to your President's Choice Financial Mastercard or President's Choice Financial World Mastercard and 20 bonus PC Optimum points per dollar charged to your President's Choice Financial World Elite Mastercard, in addition to the regular 10 points per dollar earned for all purchases on these card. Bonus points will be shown as “PC® Travel Bonus Rewards” on your PC Optimum points statements. Account must be in good standing. Offer subject to change. PC® travel services are provided by 8742995 Canada Inc. doing business as Travel Nation Canada. President's Choice Bank and its related companies are not affiliated with Travel Nation Canada and are not responsible for delivery of the services or liable in connection therewith.
5Earn a minimum of 10 PC Optimum points per dollar on all of your purchases charged to the credit card. Any bonus PC Optimum points offers available to all President's Choice Financial World Mastercard customers are calculated based on the regular earnings rate of 10 PC Optimum points per dollar spent. This offer may be terminated or changed at any time.
6Balance Transfers for new accounts: You must apply by December 31, 2019 in order to be eligible for the current promotional balance transfer offer of a 0.97% interest rate for 6 months. Offer is available to eligible new customers only, within 90 days of your President's Choice Financial Mastercard account ("Account") approval. This offer may be changed, extended or cancelled without notice. Promotional interest rate is annual and applies, unless your Account is in default, only to the transferred amount for 6 months after the transaction date, after which the cash advance interest rate applicable to your Account applies to any remaining balance until the balance is paid in full, unless your Account is in default. Balance transfers are treated like cash advances and interest is charged from the date the transfer occurs, which may be up to 30 business days from your activation of the Account. Continue making your minimum payments on accounts from which you are transferring until the balance transfer amounts are credited to those accounts in order to avoid late charges and penalties. If the total amount to be transferred is more than your available credit limit, President's Choice Bank ("PC Bank") may send your creditors either full or partial payment up to the amount of your available credit limit. PC Bank reserves the right to limit the number and amount of balance transfers and to decline them for any reason. Balances from other President's Choice Financial accounts are not eligible to be transferred. Stop payments are not allowed. PC Optimum points are not earned on balance transfers unless otherwise specified. Please refer to your Cardholder Agreement and Card Carrier disclosures for further information.
7Calculation Assumptions for PC Financial World Mastercard
Gas category purchases are calculated at a rate of 10 PC Optimum points per $1 spent. Bonus PC Optimum points per litre of gas are calculated at an earnings rate of 30 points per purchased litre of gasoline at EssoTM and MobilTM stations in Canada, which includes the points per litre available to all PC Optimum members, which may vary by province and location. You may be eligible to earn additional points depending on the card you hold, the location of the EssoTM and MobilTM stations in Canada, and the type of fuel you purchase.
Travel category purchases are all made with PCTM travel services at pctravel.ca at an earnings rate of 20 PC Optimum points per $1 spent.
All other purchases "All other purchases" are calculated at an earnings rate of 10 PC Optimum points per $1 spent.
8PC Optimum members earn 15 points per dollar at Shoppers Drug Mart and Pharmaprix. When you use your Presidentís Choice Financial Mastercard you will earn additional points per dollar: 10 points per dollar for Presidentís Choice Financial Mastercard cardholders; 20 points per dollar for Presidentís Choice Financial World Mastercard cardholders; and 30 points per dollar for Presidentís Choice Financial World Elite Mastercard cardholders.