Apple Pay is here.

The PC Financial Mastercard, PC Financial World Mastercard and PC Financial World Elite Mastercard are all currently available in Apple Pay.

The PC Financial Mastercard allows purchases up to $200 via tap-enabled technology within our Loblaw locations. If the purchase amount is higher you will be prompted to use your physical plastic card.

Apple Pay works with iPhone 6 and later and Apple Watch in stores, and iPhone 6 and later, iPad Pro, iPad Air 2, and iPad mini 3 and later within apps. For a list of compatible Apple Pay devices, see www.apple.com/ca/apple-pay.

With Apple Pay, instead of using your actual credit card number when you add your card, a unique Device Account Number is assigned, encrypted and securely stored in the Secure Element, a dedicated chip in iPhone and Apple Watch. When you make a purchase, the Device Account Number, along with a transaction-specific dynamic security code, is used to process your payment. So your actual credit card number is never shared by Apple with merchants or transmitted with payment.

Yes. A dedicated chip in the device stores a unique, encrypted Device Account Number for each card number. When you make a purchase, the Device Account Number, along with a transaction-specific dynamic security code, is used to process the payment. So payments are secure because you are not handling the actual credit card numbers in your system when customers pay with Apple Pay.

If an iPhone is ever lost or stolen, you can use Find My iPhone to quickly put their device in Lost Mode to suspend Apple Pay, or you can wipe your device clean completely. You can also stop the ability to make payments from credit cards on your iPhone or Apple Watch with iCloud. Just log in to iCloud.com and click Settings. If you have been using your PC Financial Mastercard in Apple Pay, you must also report it lost or stolen to President’s Choice Financial Mastercard at 1-866-246-PCMC(7262).

You will continue to earn PC Optimum points for every $1 spent on your PC Financial Mastercard. However, at this time, in order to keep earning PC Optimum^® points from PC Plus^® personalized digital offers and on-shelf offers at Loblaw stores you must tap or scan a separate valid PC Plus^® device (i.e. your PC Plus^® card, key-fob, app, barcode within Apple Pay or plastic PC Financial Mastercard or debit card) PRIOR to paying with Apple Pay. Therefore, you will need to scan or tap twice during the transaction; first to capture your PC Plus^® membership with a valid PC Plus^® device and second with your Apple Pay to capture your payment information.