5 easy ways to refresh your home—and get rewarded

May 9, 2023

Change is in the air! It doesn’t take much to liven up your space—small tweaks can have a big impact. You know what else has a big impact? Your PC® Mastercard®. Use it for your home refresh purchases now, pay later, and earn¹ PC Optimum™ points on every dollar you spend everywhere you shop. Then redeem² those points toward more items at participating stores to liven up your space. Did someone say 'throw blanket'? Here are five easy, budget-friendly ways to breathe new life into your home while earning—or redeeming—points along the way.

1. Style your shelves and surfaces.

The flat surfaces in your home—bookshelves, a mantle, your coffee table—are begging to be accessorized. But in real life: they’re also magnets for clutter. There’s just too many keys, bills, and books lying around. The first step here is to streamline and organize. Find a tray or basket for the surface at the front door—it’s an ideal catch-all for keys, glasses, and other odds and ends. Now for shelves and tables. Choose a few items you like best and want to display and put away the rest: your favourite scented candle, those rocks from your beach vacation, a special vase, a stack of art books. Use these accessories to create interesting vignettes—create a bit of height on your coffee table by stacking a few books and placing a candle on top. And remember, the items you tidy away can be swapped in the next time you need a quick refresh.

Tip: Treat yourself and redeem the PC Optimum™ points you’ve earned with your PC® Mastercard® on Life at Home® candles so you can always keep your home fires burning.

2. Upgrade your lighting.

The right lighting can change the whole look of your room. Take inventory of your light sources to see what needs to be switched up. It could be as simple as swapping out a bulb in an existing fixture to something brighter or warmer. Or maybe your corner table could really use a new lamp. Have you thought of updating that dark pendant shade? Consider a wicker or basket-weave shade to throw cool patterns of light onto your walls. These are all near-instant upgrades that are a cinch to pull off.

Tip: Light fixtures like table lamps, floor lamps, and pendants be affordable purchases. Especially when you earn points on every dollar you spend, everywhere you shop with your PC® Mastercard®. Earn points on all your home purchases, then redeem them later for more home accessories from participating stores.

3. Add greenery.

Add a trio of succulents in clay pots—designers recommend odd-number groupings—a cluster of hanging plants in a window, a kitchen herb garden, or a tall, potted tropical tree. No matter what you choose, plants and flowers bring literal life and vibrancy to any room. And hey, if you don’t trust your plant-parent skills, the fake ones look just as good.

Tip: Check out Marketplace (opens in a new window)External link for PC Optimum™ offers and deals on housewares. There may be bonus points you can earn on plants, pots, gardening gear, and more.

4. Clean windows (inside and out) and mirrors.

This may seem almost too simple but trust us on this one: cleaning and polishing all your windows, mirrors, and other reflective surfaces in your home really works (don’t forget your fridge and oven). With everything gleaming again, the light can stream in, and your space will feel brighter, larger, and cleaner (bye bye fingerprints). Do you have a dim room that’s begging for some light? Hang a new mirror —it’s more affordable than taking out a wall.

Tip: Make sure to load your personalized PC Optimum™ offers in the PC Financial® app before you shop to maximize your points earning potential on all your cleaning essentials.

5. Add colour and pattern.

There are so many ways to introduce a jolt of colour or pattern—or both!—to a space. Find one that matches your comfort level. Maybe you’re wary of commitment—a cozy throw or a bold pillow are an affordable fling and you can switch them out when you get bored. Or perhaps you’re ready to get serious with a painted or wallpapered feature wall (or entire room)—it’s a weekend project that will feel extremely satisfying. If you’re going big, try to test your wall colour or paper sample on a few walls or spots in the room to see how it looks in different light at different times of day.

Tip: Use the Insights feature (opens in a new window)External link in your PC Financial® app to track your spending and see where you have a little extra budget to put toward your home refresh.


With these 5 easy ways to refresh your home (and get rewarded), now comes the fun part: creating your mood board. Scour your favourite magazines, online boards, blogs, and design accounts for décor inspo, then have a ball decorating!

Want to earn PC Optimum™ points on every dollar you spend on your home purchases? Sign up for a PC® Mastercard® (opens in a new window)External link.

If you already have account, log in (opens in a new window)External link to check your balances and plan out your next home project.

General information not about PC Financial® products is provided for your reference and interest only. The above content is intended only to provide a summary and general overview on matters of interest and is not a substitute for and should not be construed as the advice of an experienced professional. PC Financial® does not guarantee the currency, accuracy, applicability or completeness of this content.

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¹Earn a minimum of 10 PC Optimum™ points per dollar on all of your purchases charged to the credit card. Any bonus PC Optimum™ points offers available to all PC Financial® Mastercard® customers are calculated based on the regular earnings rate of 10 PC Optimum™ points per dollar spent. This offer may be terminated or changed at any time.

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²Minimum redemption is 10,000 PC Optimum™ points (worth $10 in free rewards) and in increments of 10,000 PC Optimum™ points thereafter, at participating stores. Some redemption restrictions apply. Visit pcoptimum.ca for details and full store list.

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