5 ways to redeem your PC Optimum™ points this spring

Apr 13, 2023

As a dedicated PC Financial® cardholder and PC Optimum™ member, you work hard to not leave any points unearned. You’re out there collecting points on every dollar you spend, everywhere you shop, hopping on personalized offers and shopping bonus events.

You’re so focused, perhaps, that you may forget the fun part: redemption. Need a little nudge? This new season—of fresh air and popping buds—is the perfect time to treat yourself for all that dedicated earning you have done. You deserve it. Here are some great ways to redeem¹ the PC Optimum™ points you’ve earned with your PC Financial® card at participating stores this spring. Redeem on:

1. Spring fits from Joe Fresh®.

Time to put away the parka and pull some new fits. Think layers—redeem your points towards a raincoat, jean jacket, plush hoodie, or a light cardigan—in all the hot colours—magenta, grassy green, sky blue, sunny yellow. In the mood for spring yet? Don’t forget the accessories—an umbrella, hat, socks (if you haven’t gone sockless), and sneakers. Joe Fresh® has you covered—or strategically uncovered for the warmer weather!

TIP: Lightening up your wardrobe feels good—and so does going cardless. Add your PC Financial® card to your mobile wallet so you can easily collect points on the go and make your checkout more hands-free. Here’s how to do it (opens in a new window)External link.

2. Ingredients for a seasonal dish.

Everything’s lightening up—even the menu. As you transition away from soups and stews, you’ll want to lean more on the fresh stuff that’s coming: asparagus, strawberries, peas, leafy greens, and herbs. May we recommend redeeming your points on PC® Butter Puff Pastry? It’s an easy, flaky way to wrap up all these seasonal delights into a tart or galette. Or redeem your points on a little crunch for all those green salads you’re sure to toss together—crisp up canned and rinsed chickpeas in the oven or try a handful of roasted seeds, or PC® Croutons—they really do bring the whole bowl to life.

TIP: Not ready to redeem yet? Focus on the points with your PC® Mastercard®—earn 30 points for every dollar you spend at participating grocery stores, like No Frills®, Real Canadian Superstore, Loblaws®, and Maxi. And earn 10 points for every dollar you spend at participating grocery stores with your PC Money™ Account .

3. Road trip snacks.

It’s spring time and there’s always somewhere to go (opens in a new window)External link and passengers who need snacks on the way. Redeem the points you’ve earned on your favourite PC® Loads Of™ chips and chocolate bars and they’ll be too busy munching to ask, “Are we there yet?”

TIP: While you’re out there, don't forget you can earn PC Optimum™ points on every dollar you spend on all your excursions, including outdoor fitness classes, street festivals, and paying for reserved spots to hike and stay in national and provincial parks, and more when you pay with your PC Financial® card.

4. A skincare refresh at Shoppers Drug Mart®.

Switch up your rich lotions for lighter gel moisturizers, grab a good exfoliant to scrub that winter skin away, and stock up on sunscreen and over the counter allergy meds by redeeming the points you’ve been earning with your PC Financial® card. Clever redemption can have glowing results.

TIP: Not ready to redeem yet? Load up on essentials at Shoppers Drug Mart® with your PC® Mastercard® and earn up to 45 points for every dollar you spend. Or use your PC Money™ Account and earn up to 25 points for every dollar you spend.

5. Car wash away all the salt and slush.

Redeem the points you’ve earned with your PC Financial® card toward car wash rewards at Esso™ stations to get your wheels gleaming or redeem 4,000 points for 10 cents off per litre (up to 40 L in a single fill) at Esso™ stations² for all your spring breakaways.

TIP: Not ready to redeem yet? Earn at least 3 cents per litre in PC Optimum™ points with your PC® Mastercard® at Esso™ and Mobil™ stations. Or earn up to 10 points for every dollar you spend on gas with your PC Money™ Account.

Now that all these redemption ideas are in bloom, you can use the PC Financial® app at any time to keep tabs on how many PC Optimum™ points you’ve collected and how many you’re able to redeem in our stores. You can also check in on your personalized offers and load them in the PC Financial® app while you’re at it. Happy redeeming!

General information not about PC Financial® products is provided for your reference and interest only. The above content is intended only to provide a summary and general overview on matters of interest and is not a substitute for and should not be construed as the advice of an experienced professional. PC Financial® does not guarantee the currency, accuracy, applicability or completeness of this content.


¹Minimum redemption is 10,000 PC Optimum™ points (worth $10 in free rewards) and in increments of 10,000 PC Optimum™ points thereafter at participating stores. Some redemption restrictions apply. Visit pcoptimum.ca for details and full store list.


²Limited to one redemption per day at Esso™ stations. 10 cents off per litre fuel redemption option valid at Esso™ stations across Canada. Car wash redemption option available at participating Esso™ stations with car wash facilities where advertised. Only redeemable at points level specified in a single transaction. 10 cents off per litre valid on actual number of litres fueled, to a maximum of 40 litres per redemption transaction, or a single car wash depending on the redemption option selected. Limit of one redemption per PC Optimum™ account per calendar day at participating Esso™ stations (in accordance with President’s Choice Services Inc.’s official records). A valid PC Optimum™ card, PC Money™ Account card or President's Choice Financial® Mastercard® must be used as part of the payment transaction in order for PC Optimum™ points to be redeemed on fuel or car wash purchases, as applicable. Car wash options available for redemption are subject to availability and do not include coin operated car washes. Car wash codes can only be used at the station where the reward was issued unless otherwise specified in writing at the time of redemption and may be subject to expiration timelines. Redemption not available using manual card number entry, phone number entry, or the Esso and Mobil™ app. For fuel redemption, taxes payable on full purchase price before application of reward. Points are not redeemable for cash or credit. We are not obligated to award or redeem points based on errors or misprints. PC Optimum™ redemption is not available at Mobil™ stations.

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