PC Financial®

Bring on the best summer ever

picture of pc financial blog writer Yashy Murphy
Yashy Murphy
Jun 2, 2022

Our grill is fired up and I’m SO ready to entertain friends and family on our rooftop. We recently whipped up a feast for an elegant rooftop picnic dinner. We enjoyed spending time with friends and family, soaking in sunshine and laughing our way into sunset. We left the evening with happy memories and full bellies, that’s for sure. The icing on the cake is that I earned thousands of PC Optimum™ pointsExternal link while shopping for rooftop picnic essentials and I can’t wait to redeem them to create even more fun memories this summer!

I enjoy trying new items and dishes so I was so excited to discover some tasty and easy to prep finds in the latest PC® Insiders™ Report summer edition. What’s just as exciting is knowing that you can earn PC Optimum™ points on every dollar of your everyday purchases when you use your PC Money™ AccountExternal link or PC® Mastercard®External link to pay. You can redeem* your points toward free groceries at participating stores. Yup! I said free. 

Hearing “Ma’am, you have $100 worth of points, would you like to redeem them?” at the grocery store checkout brings me so much joy. I tend to hold on to my points and use them for special occasions or gatherings to help balance my family’s monthly grocery budget. I prefer to entertain a lot more in the spring and summer and the additional food expenses can really rack up. Luckily, paying for my entertaining essentials with my PC Financial® card earns PC Optimum™External link points that can be used towards groceries for my family later! With a PC Financial® card, you’ll earn points on every dollar of your purchases, everywhere you shop, and there’s no annual fee with a PC® Mastercard® and no monthly fee with a PC Money™ Account!

Must-trys from the PC® Insiders Report™ summer edition

Our recent rooftop picnic featured a solid mix of sweet and savoury dishes that required minimal prep and stress on my end (and they came with a side of PC Optimum™ points earned from paying with my PC Financial® card). That’s how I like to entertain!

While the kids were happy to keep cool with the PC® Raspberry Hibiscus Flavoured Ice Pops (parents take solace in knowing that it’s made with 100% real raspberries and just a kiss of hibiscus), I served the adults a mocktail made with PC® Pomegranate Lemonade and muddled mint. Although the weather in Toronto has been wonky lately, on a hot scorching day, a refreshing pomegranate lemonade mocktail is one of the best ways to stay cool. 

Because I like to keep things tasty but simple, we offered our guests a mix of Mezze style appetizers. The PC® Za’atar Hummus Chickpea Dip and Spread paired well with the PC® Khubz Middle Eastern- Style Pita and PC® Kofta Beef Meatballs. I saved tons of time and prep by running to my local Loblaws, and picking up these quick serve apps. For a speedy checkout, I tapped my PC Financial® card from my mobile wallet. Did I mention, I earned hundreds of points on this haul?

For the main event I served the PC® Maple Soy Cedar Plank Atlantic Salmon drizzled with hot sauce and a side salad. If you love making hot sauces like I do, you will LOVE the hot peppers featured in the PC® Insiders Report™ summer edition! I was surprised to see a variety of peppers on offer as part of the PC® Pepper Program. What do you think of a cherry and PC® Carolina Reaper Hot Peppers combo? Don’t worry, if you don’t want to make your own you can just as easily purchase a ready-made (and delicious) PC® Tropical Habanero Hot Sauce. I like to spice our meals at home and I’m so excited to try the other peppers in the PC® Pepper Program. Perhaps one with mangos next! Ooooh… or peaches and PC® Scorpion Hot Pepper? Just remember to warn your guests of the spice level and keep it out of reach of children! 

PCTheDecadentDoubleChocolateCreamPie

Although the kids did start their meal with dessert (the ice pop treat), we adults didn’t so we ended the evening by indulging in some PC® The Decadent® Double Chocolate Cream Pie. If you love the iconic PC® The Decadent Chocolate Chip Cookie, you’ll have to try it.

I can still hear the laughter from that evening and it brings joy to my heart. These warm memories get me through our colder winter months and I plan to gather friends and family as often as possible this summer. 

As you plan ahead to host friends and family and have the best summer ever, mix up the usual casual BBQs and take it up a notch with a fancy picnic at home - be it on your rooftop, in a park, or in your backyard! Bring in some decor items or hire someone to jazz up the space to elevate the experience. Just remember to load up your mobile wallet with your PC Financial® card and use it to earn PC Optimum points on all of your purchases.

Ready to apply, what are you waiting for?

New customers receive up to 200K PC Optimum™External link points in welcome offers when you sign-up for a no monthly fee PC Money™ AccountExternal link for a limited time. You can also earn 20,000 PC Optimum™ points on your first purchase at a participating store with a new no annual fee PC® Mastercard®External link. Don’t miss out on getting to free stuff fast - sign up today! 


Disclosure: This is a sponsored post on behalf of President’s Choice Financial®. The opinions on this blog are my own.

** Minimum redemption is 10,000 PC Optimum points (worth $10 in rewards) and in increments of 10,000 PC Optimum points thereafter. Some redemption restrictions apply; visit pcoptimum.ca for details and full store list.

These introductory offers are available to new, first-time PC Money™ Account cardholders who apply at pcfinancial.ca for a limited time. For each offer you must have completed the actions or met the conditions described below in order to be eligible for the PC Optimum points shown. These offers replace any other introductory offers. These offers may be terminated or changed by us at any time without notice. Earn up to 200,000 PC Optimum points, when you take advantage of these offers:

First Deposit: Earn 20,000 bonus PC Optimum points when you make your first deposit of $150 or more in a single transaction to your new PC Money™ Account. Eligible deposit amount must be posted within 120 days of the PC Financial® email confirming that your PC Money™ Account is open. Bonus points will be awarded to your PC Optimum account within 2-3 weeks of the eligible transaction.

Earn 10% back in points at participating stores: Earn 100 PC Optimum points per dollar on up to your first $1,300 in purchases at participating stores where President’s Choice® products are sold, including participating Loblaw banner grocery stores, Shoppers Drug Mart, Pharmaprix and Joe Fresh stores in Canada.

The promotional earning rate at participating stores during the promotional period is the sum of: (i) the standard 10 PC Optimum points per dollar of your purchases with your new PC Money™ Account; and (ii) an additional bonus 90 PC Optimum points per dollar of your purchases with your new PC Money™ Account. Regular and the additional bonus PC Optimum points earned will be awarded to your account throughout the month as you make purchases on your PC Money™ Account.

President’s Choice Bank has the right to deduct points for any refunds, returns or other similar credits. To qualify for the additional bonus 90 PC Optimum points per dollar of your purchases, eligible transactions must be posted within 120 days of the PC Financial® email confirming that your PC Money™ Account is open. After the earlier of the end of your 120-day promotional period OR your first $1,300 in purchases at participating stores has been posted to your account, you will earn the standard rate per dollar of your eligible purchases as described in the PC Money™ Account Program Terms and Conditions.

Refer-a-Friend: In order to earn a referral bonus in PC Optimum points from President’s Choice Bank (“PC Bank”), you must ensure the following requirements are met:

  • You have provided your valid Refer-a-Friend link to your friend, who must apply/sign up through the link for their online application for a PC Financial® Mastercard® or a PC Money™ Account.

  • Your friend must not have had an account with PC Bank at any time in the past.

  • Your friend must spend a minimum of $100 on either their PC Financial® Mastercard® or PC Money™ Account within 60 days of account opening. Cash advances, or cash equivalent transactions will not count towards the minimum spend requirement.

  • Any welcome offers your referred friend is eligible for will vary, depending on the date and manner in which they apply for their own PC Financial® account.

    You agree to only share your Refer-a-Friend referral link with friends with whom you have had previous direct, voluntary, two-way communications. When sharing a link, you agree to not misrepresent our products and services or your opinions about them, and you comply with all applicable law.

    You can earn a maximum of 250,000 PC Optimum points in Refer-a-Friend rewards per calendar year. There is a limit of one (1) Refer-a-Friend award bonus per referral. Each individual referral will earn 25,000 PC Optimum points. All referral points will be awarded to your PC Optimum account within 14 business days of the above conditions being satisfied. PC Bank has the right at its sole discretion, without advanced notice, to vary, terminate or suspend this offer in whole or in part and may also disqualify, limit or revoke this offer for any account holder it finds or believes to be manipulating or otherwise abusing the process, fairness, or integrity of the offer. Bonuses earned through fraudulent activities or in violation of these terms will be null and void. Privacy requirements prevent us from confirming the status of applications or amounts spent on accounts held with PC Bank.

    Standard welcome offer for all new PC Financial® Mastercard® applicants is 20,000 PC Optimum™ points. When you receive your PC Financial® Mastercard® credit card and make your first purchase at a Shoppers Drug Mart, Pharmaprix or Loblaw banner store, or at an Esso™ or Mobil™ station in Canada, you will receive 20,000 bonus PC Optimum™ points. No minimum purchase amount required. Purchase must be made with your PC Financial® Mastercard® within 6 months of account approval. Cannot be used with any other promotions or offers. Offer has no cash value.

    Allow 4-6 weeks from qualifying purchase on your new card at a participating location for bonus PC Optimum™ points to be awarded. Each welcome offer is limited to one per new PC Financial® Mastercard® account and the offer may be terminated or changed at any time without notice.

General information not about PC Financial products is provided for your reference and interest only. The above content is intended only to provide a summary and general overview on matters of interest and is not a substitute for, and should not be construed as the advice of an experienced professional. The PC Financial® team does not guarantee the currency, accuracy, applicability or completeness of this content.

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