Have you met THE credit cards for gas?
If you're like most Canadians, chances are filling up on gas is a regular part of your routine. But guess what? Those pit stops could be your ticket to more than just gas. Whether you're hitting the highway on your next road trip or just driving across town to run errands, PC Financial® credit cards are the ONLY credit cards that earn PC Optimum™ points5 everywhere you go. With the network of the most gas stations across Canada, fuel up at an Esso™ or Mobil™ in Canada and tap into perks and points like never before.
Keep reading to learn why our award-winning no annual fee PC® Mastercard®, voted best points credit card for gas by MoneySense in 20246 and the new PC Insiders™ World Elite® Mastercard®, which is also our most rewarding way to fuel up, are THE credit cards for gas!
Fill Up On More!
Now, here’s where it gets interesting—with your PC Financial® credit card you’re not just earning points on all fuel types with a single tap of your card, you’re also filling up on points to redeem1 toward essentials like groceries, beauty products and apparel, getting more rewards with every purchase!
Ease and Convenience are just around the corner
A PC Financial® credit card is your ticket to convenience! When you can get rewarded on ALL fuel grades at over 2,400 gas stations—the most locations across Canada—you don’t have to detour to refuel your tank. All you have to do is drive to your nearest Esso™ or Mobil™ station and fill up on gas and rewards with a single tap of your PC Financial® credit card.
Next, let's talk about limits. Limits are for speed, not for your points earning potential with your PC® Financial credit card. You can earn unlimited points and they never expire. So, there’s no need to rush to redeem points for something you don't really want just to beat an expiration date. With us, you can save your PC Optimum™ points for that next big purchase or use them any time for a small treat—you’re in control!
En Route to Points Redemption:
Say hello to a world of rewards (opens in a new window) when you use your PC Optimum™ points at an Esso™ station with the credit cards for gas!
With just 4,000 points, you can knock 10 cents off per litre on your next fill-up, up to 40 litres3.
Need a car wash for your ride? Redeem 10,000 points for a car wash at an Esso™ station3 and you can have your ride looking sparkling clean and ready to hit the road.
Simply pay with a PC Financial® credit card and tap into rewards wherever you go and when it's time to redeem, the possibilities are endless. Think of it like this: points from pumping gas can fuel your next grocery run, and points from grocery shopping can help fill up your tank. It's a win-win on both ends!
Fueling up has never been more convenient and rewarding. Not only are you treating your car to a full tank, but you're also treating yourself to some serious perks along the way. Plus, with sweet welcome offers (opens in a new window) for new cardholders, it's like getting a head start on your points journey. Explore our no annual fee PC® Mastercard® (opens in a new window) that can earn you at least 30 PC Optimum™ points per litre2 or the PC Insiders™ World Elite® Mastercard® (opens in a new window) that can earn you up to 70 PC Optimum™ points per litre4 at Esso™ and Mobil™ stations today and make every pit stop a rewarding one!
Happy driving 😎
General information not about PC Financial® products is provided for your reference and interest only. The above content is intended only to provide a summary and general overview on matters of interest and is not a substitute for and should not be construed as the advice of an experienced professional. PC Financial® does not guarantee the currency, accuracy, applicability, or completeness of this content.
1Minimum redemption is 10,000 PC Optimum™ points (worth $10 in rewards) and in increments of 10,000 points thereafter at participating stores where President's Choice® products are sold. Some redemption restrictions apply; visit pcoptimum.ca for details, participating stores and full loyalty terms and conditions.
2Points amount shown includes the 10 points per dollar for all purchases with the PC Financial® Mastercard®. In addition, earn at least 10 PC Optimum™ points per purchased litre of gasoline or diesel fuel at Esso™ and Mobil™ stations in Canada when you pay with your PC Financial® Mastercard®. You will also earn at least 10 PC Optimum™ points per litre available to all PC Optimum™ loyalty members at Esso™ and Mobil™ stations in Canada. Earn an additional 10 points per litre of premium gasoline (Octane 89, 91, 93) at Esso™ and select Mobil™ Stations. You could earn even more points at Mobil™ stations located adjacent to a Loblaw banner grocery store. Exact earn rate is available at the station. Should fuel prices fall below $1/L, causing total points per litre awarded to fall below 30 points per litre, points will be topped up to ensure a minimum of 30 points per litre are awarded in all transactions paid with a PC Financial® Mastercard® at Esso™ and Mobil™ locations. For full details including how points are awarded to your PC Optimum™ account and rounding rules, visit pcfinancial.ca/en/legal-stuff/pc-optimum-mastercard/
3Limited to one redemption per day at Esso™ stations. 10 cents off per litre fuel redemption option valid at Esso™ stations across Canada. Car wash redemption option available at participating Esso™ stations with car wash facilities where advertised. Only redeemable at points level specified in a single transaction. 10 cents off per litre valid on actual number of litres fueled, to a maximum of 40 litres per redemption transaction, or a single car wash depending on the redemption option selected. Limit of one redemption per PC Optimum™ account per calendar day at participating Esso™ stations (in accordance with President’s Choice Services Inc.’s official records). A valid PC Optimum™ card, PC Money™ Account card or President’s Choice Financial® Mastercard® must be swiped at the pump or a valid PC Optimum™ card, PC Optimum™ app, PC Money™ Account card or PC Financial® Mastercard® must be scanned or swiped in the station as part of the payment transaction in order for PC Optimum™ points to be redeemed on fuel or car wash purchases, as applicable. Car wash options available for redemption are subject to availability and do not include coin operated car washes. Car wash codes can only be used at the station where the reward was issued unless otherwise specified in writing at the time of redemption and may be subject to expiration timelines. Redemption not available using manual card number entry, phone number entry, or the Speedpass+ app. For fuel redemption, taxes payable on full purchase price before application of reward. Points are not redeemable for cash or credit. We are not obligated to award or redeem points based on errors or misprints. PC Optimum™ redemption is not available at Mobil™ stations.
4All PC Insiders™ World Elite® Mastercard® cardholders earn the regular earning rate of 50 points per litre at Esso™ and Mobil™ stations in Canada, which includes: the standard 10 points per dollar for all qualifying purchases with the PC Financial® Mastercard®, the 30 PC Optimum™ points per litre of gasoline or diesel fuel when you pay with your PC Insiders™ World Elite® Mastercard®, and the 10 PC Optimum™ points per litre available to all PC Optimum™ loyalty members. Should fuel prices fall below $1/L, causing total points per litre awarded to fall below 50 points per litre, points will be topped up to ensure a minimum of 50 points per litre are awarded. In addition to the regular earning rate of at least 50 points per litre, PC Insiders™ World Elite® Mastercard® cardholders can also earn 20 bonus points per litre – for a total of 70 points per litre – by purchasing at least 150 litres of fuel at Esso™ and Mobil™ stations in a calendar month. The additional 20 points per litre will apply to all fuel purchases made at Esso™ and Mobil™ stations in the same calendar month in which the 150-litre threshold was achieved. Earn an additional 10 points per litre of premium gasoline (Octane 89, 91, 93, 94) at Esso™ and select Mobil™ Stations. You could earn even more points at Mobil™ stations located adjacent to a Loblaw banner grocery store. Exact earn rate is available at the station. For full details including how points are awarded to your PC Optimum™ account and rounding rules, visit pcfinancial.ca/en/legal-stuff/pc-optimum-mastercard/
5Earn a minimum of 10 PC Optimum™ points per dollar on all of your purchases charged to the credit card. Any bonus PC Optimum™ points offers available to all PC Financial® Mastercard® customers are calculated based on regular earnings rate of 10 PC Optimum™ points per dollar spent. This offer may be terminated or changed at any time.
6Selected by the MoneySense editorial team as the best rewards bank account in 2024.
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