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How does Mastercard® SecureCode™ work?

When you make an online purchase at a participating merchant, a One-Time Passcode (OTP) notification may automatically pop-up asking for the SMS (text) passcode to be sent to your registered mobile phone number on file with PC Financial. When you correctly answer the security questions, PC Financial Mastercard confirms that you are the authorized cardholder and permits your purchase to continue.

Related questions

  • Why am I seeing this Mastercard® SecureCode™ screen?
  • What is Mastercard® SecureCode™?
  • How will Mastercard® SecureCode™ impact my purchase?
  • How does Mastercard® SecureCode™ protect me?
  • Does Mastercard® SecureCode™ service cost me anything?
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President's Choice Financial Mastercard is provided by President's Choice Bank. PC Optimum program is provided by President’s Choice Services Inc.