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PC Mastercard 101

  • What are some additional details and benefits of the President's Choice Financial World Mastercard?
  • What are some additional details and benefits of the President's Choice Financial World Elite Mastercard?
  • How do the free benefits differ between the three President's Choice Financial Mastercards?
  • What is the difference between the three President's Choice Financial Mastercard options?
  • How do I qualify for the President's Choice Financial Mastercard?
  • How do I qualify for the President's Choice Financial World Mastercard?
  • How do I qualify for the President's Choice Financial World Elite Mastercard?
  • What is Spousal Account Balance Protection?
  • What is Account Balance Protection Standard?
  • What is Account Balance Protection – Involuntary Job Loss?
  • Where can I use my President's Choice Financial Mastercard?
  • How many additional cardholders can I add to my President's Choice Financial Mastercard?
  • Will I be able to use my President’s Choice Financial card outside of Canada?
  • What are the annual interest rates for the President’s Choice Financial Mastercard?
  • What is the interest-free grace period for the President’s Choice Financial Mastercard?
  • Are there any fees associated with my President’s Choice Financial Mastercard?
  • What is the foreign currency conversion charge on my President’s Choice Financial Mastercard?
  • Can I pay my bills with my President’s Choice Financial Mastercard?
  • How do I get my PC Financial Mastercard® welcome bonus PC Optimum™ points?
  • How do I pay my PC Financial Mastercard account?
  • What eligibility criteria do I need to meet to apply for the PC Insider World Elite Mastercard?
  • What benefits do I enjoy with the PC Insiders World Elite Mastercard?
  • How do I upgrade to PC Insiders™ World Elite Mastercard® as an existing customer?
  • What happens to my current PC Express™ Pass when I get approved for PC Insiders™ World Elite Mastercard®?
  • What happens to my current PC Optimum Insiders™ subscription if I get approved for PC Insiders™ World Elite Mastercard®?
  • How do I use my PC Express™ Pass?
  • What is Autopay and how do I setup Autopay?
  • Can I see a breakdown of how many points I earned from Loblaw banner stores and Shoppers Drug Mart® stores with my PC Insiders™ World Elite® Mastercard®?
  • I redeemed points for my statement credit, do I still need to make my minimum payment?
  • I redeemed my points toward my statement credit but I haven't received my statement credit yet, when will it appear?
  • How do I redeem points for my PC® Mastercard® statement credit?
  • Can I redeem points multiple times for the statement credit?
  • What is the minimum and the maximum amounts of points I can redeem for a credit?

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President's Choice Financial Mastercard is provided by President's Choice Bank. PC Optimum program is provided by President’s Choice Services Inc.