Are there any fees associated with my President’s Choice Financial Mastercard?

Cash Advance at a bank machine or teller in Canada: $5; Cash advance outside Canada: $7.50; Overlimit charge if over the credit limit on statement date: $29 (for Quebec residents: $0); Cash equivalent transaction (such as for a wire transfer or money order): 1% (minimum $5, maximum $10); Dishonoured payment or convenience cheque: $42; Copy of a sales draft: $10 (for Quebec residents: $0); Copy of a previous account statement: $10; Credit balance refund made by cheque: $20; Balance Transfer: 1% of the transferred amount (up to 5% of the transferred amount effective July 28, 2023). The exact fee will be disclosed to you before the transfer is submitted and is charged when the transfer is posted to your account. Inactive account: if on your statement date there is a credit balance on your account and there has been no activity on your account (meaning no debits, credits, interest or fees) for the preceding 12 consecutive months, your account is subject to a fee equal to the lesser of $10 or the credit balance amount.

You will also pay an annual fee of $120 for PC Insiders™ World Elite Mastercard®. All rates and fees for (opens in a new window) PC Insiders™ World Elite Mastercard®.