How do I pay my PC Financial Mastercard account?

There are three ways to pay your PC Financial Mastercard:

  1. Online, telephone, bank machine: Electronic payments are your quickest and most convenient option. Online, telephone and bank machine payments at most major financial institutions are credited the same day provided you make your payment by 5pm CST (Central Time) on a banking day. These payments are reflected on your online summary 2-3 days afterwards. 

  2. Mail in: Address your envelope, to: PC Financial Mastercard, P.O. Box 4405, STN A, Toronto, ON M5W 5Y6. Be sure to include the top portion of your statement along with your cheque or money order payable to "PC Financial Mastercard". It can take 7 to 10 business days for PC Financial Mastercard to receive payments through Canada Post. Payments are posted to your account the day PC Financial Mastercard receives the payment, so make sure you've allowed enough time for your payment to arrive. 

  3. In-branch: If you bank at one of the following institutions, you can make payments at your local branch (or bank machine, if applicable). Cardholders may pay in-branch, over the counter, at the following financial institutions; however, these financial institutions may charge a fee for the service. The service provided is at the discretion of the financial institution and may take up to 10 business days to reach PC Financial Mastercard. Payments are posted to the cardholder's account the day PC Financial Mastercard receives notice of the payment. 

  • ATB Financial

  • Bank of Montreal1

  • Canadian Imperial Bank of Commerce1

  • Desjardins

  • HSBC

  • Laurentian Bank1

  • National Bank1

  • RBC Financial Group

  • Scotiabank

  • TD Canada Trust

  • Most credit unions

1Even if you're not a customer of this Mastercard issuing institution, you can still make in-branch payments.

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