Skip to content
PC Financial®
PC® Mastercard®PC Insiders™ World Elite Mastercard®Compare credit cards
PC Money™ AccountFund Days Contest
About UsPC OptimumDigital BankingCareers
FAQsBlogLearning HubRefer a FriendFind an ATMContact Us
Sign in (opens in a new window)
  • Learning Hub
  • FAQs
  • PC Mastercard 101
Search

What is the interest-free grace period for the President’s Choice Financial Mastercard?

A minimum of 21 days for new Purchases (meaning purchases which have not appeared on any previous statement) if you pay your entire current statement balance in full by the applicable due date, otherwise interest is charged from the transaction date.

The interest-free grace period does not apply to Cash Advances (which include balance transfers and convenience cheques), and interest is charged from the transaction date.

Related questions

  • What is the minimum and the maximum amounts of points I can redeem for a credit?
  • Can I redeem points multiple times for the statement credit?
  • How do I redeem points for my PC® Mastercard® statement credit?
  • I redeemed my points toward my statement credit but I haven't received my statement credit yet, when will it appear?
  • I redeemed points for my statement credit, do I still need to make my minimum payment?
Opens in a new tab
PC Financial®
Download on the App Store (opens in a new window)Get it on Google Play (opens in a new window)
Facebook (opens in a new window)Twitter (opens in a new window)Instagram (opens in a new window)LinkedIn (opens in a new window)Pinterest (opens in a new window)
This icon serves as a link to download the eSSENTIAL Accessibility assistive technology app for individuals with physical disabilities. It is featured as part of our commitment to diversity and inclusion.Assistive technology (opens in a new window)Canada Deposit Insurance Corporation (CDIC) Deposit Protection (opens in a new window)
About UsContact UsFAQsBlogMedia Centre
CareersSecurity and FraudCDIC MemberLegal & PrivacyWebsite Terms of Use
AccessibilitySocial Responsibility (opens in a new window)External linkPCOptimum.ca (opens in a new window)External linkPresident’s Choice (opens in a new window)External linkPC Mastercard

President's Choice Financial Mastercard is provided by President's Choice Bank. PC Optimum program is provided by President’s Choice Services Inc.