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PC Money Account 101

  • What Is the new Savings feature?
  • How do I transfer money into my Savings?
  • How do I earn interest and where will the interest be deposited?
  • What is the interest rate for the savings feature?
  • Will savings be added to my PC Money™ Account automatically?
  • Can I apply for Savings only?
  • Do I pay for adding savings to my PC Money™ Account?
  • What are the requirements for Savings?
  • Are my deposits on PC Money™ Account spending and savings balances covered by CDIC?
  • How can I access my savings feature?
  • Where can I find my T5/Tax Slip?
  • How many savings features can I add to my PC Money™ Account?
  • Can I set up recurrent savings transfers from my PC Money™ Account spending balance into my savings balance?
  • Can I use the balance on my savings feature to pay my PC Financial® Mastercard® bill?
  • I have a Goal account; will I start getting interest on my Goal accounts?
  • Can I move my money from my Goal account(s) to my savings feature?
  • Recurrent Payments or Pre-authorized debits – If I have money in my savings balance, will that money be moved to cover my incoming bills?
  • Do I earn points for setting up my payroll or pension direct deposit into my PC Money™ Account?
  • How do I set up payroll or pension direct deposit into my PC Money™ Account?
  • Can I deposit and withdraw cash from an ATM?
  • How do I order cheques?
  • How can I deposit a cheque
  • How do I transfer or add funds into my PC Money™ Account from another financial institution?
  • Are there any fees associated with the PC Money™ Account?
  • Are my money and account secure?
  • How can I access my PC Money™ Account agreement and legal information?
  • How do I add money to my account using online bill payment?
  • How do I send an Interac e-Transfer®?
  • What is Interac e-Transfer® Autodeposit?
  • How do I request money through Interac e-Transfer® services?
  • How do I cancel an Interac e-Transfer® request?
  • Do I earn PC Optimum™ points on my PC Money™ Account?
  • How do I apply for Overdraft Protection?
  • How do I use the PC Money™ Account card in-store and at ATMs? Do I select Credit or Debit at a point of sale (POS) system?
  • How do I cancel a bill payment?
  • How do I set a future-dated bill payment/How do I schedule a bill payment?
  • How do I pay a bill?
  • Can I pay my American Express® bills with my PC Money™ Account?
  • Why are my transactions and deposits to my PC Money™ Account showing up as pending transactions?
  • How do I add Overdraft Protection to my PC Money™ Account?
  • Why does my PC Money™ Account card have a Mastercard® logo on it?
  • How do I pay my PC®Mastercard® bill with my PC Money™ Account?
  • Why are my funds on hold and when will the funds become available?
  • How do I link my external bank account?
  • How do I transfer money in and out with my linked external account?
  • How much can I transfer from my external bank account to my PC Money™ Account?
  • Will there be a fee for transferring funds from my linked external bank account to my PC Money Account?
  • Can I link more than one external bank account?
  • Do I pay a fee when I make transactions in a foreign currency with my PC Money™ Account?
  • What types of transaction no longer have a foreign currency conversion fee?

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