How do I apply for Overdraft Protection?
Overdraft Protection is a safety net for when funds in your PC Money™ Account fall below $0. Optional overdraft protection allows you to temporarily borrow funds up to your approved credit limit when you don’t have enough money in your account to complete a transaction. This may allow you to complete the transaction and avoid a Non-Sufficient Funds (NSF) fee. When your account is in overdraft there is a fee charged each month in addition to interest charges on the outstanding overdraft amount. Overdraft Protection is subject to credit approval; interest and fees apply only when you use it.
Sign in to your PC Financial mobile app or online account
Click cards and accounts
Select your PC Money™ Account
Click Overdraft Protection
Follow the onscreen instructions to enter your desired Overdraft Protection limit amount, and some extra information we need to approve your request
Confirm your request
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