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Do PC Optimum points expire?

No. Your points do not expire. However, your account can be closed, if you do not earn or spend any PC Optimum points at least once every 2 years or if you don’t have an open PC Financial payment product registered to your account. For more details, please see the PC Optimum program Terms and Conditions (opens in a new window)External link.

Related questions

  • How do I redeem my PC Optimum points?
  • As a President’s Choice Financial customer, do the PC Optimum Terms and Conditions apply to me?
  • How can I check my PC Optimum points balance?
  • Why is there no value summary page available for all my cards?
  • Why am I seeing discrepancies regarding my PC Optimum™ points earned or redemption on the Value Summary page?
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President's Choice Financial Mastercard is provided by President's Choice Bank. PC Optimum program is provided by President’s Choice Services Inc.