Skip to content
PC Financial®
PC® Mastercard®PC Insiders™ World Elite Mastercard®Compare credit cards
PC Money™ AccountFund Days Contest
About UsPC OptimumDigital BankingCareers
FAQsBlogLearning HubRefer a FriendFind an ATMContact Us
Sign in (opens in a new window)
  • Learning Hub
  • FAQs
  • PC Optimum
Search

What is the PC Optimum program?

The PC Optimum program is a loyalty program that lets you earn points on items you buy at participating stores (opens in a new window)External link; gives you access to bonus points events ; and, when you download the app or create an online account, also gives you offers tailored just for you. 

With the PC Financial Mastercard you’ll earn PC Optimum points for purchases made on the card everywhere you shop. But, when you create a PC Optimum online account at PC Optimum (opens in a new window)External link you’ll receive even more benefits.

Here is a little more detail:

  • On top of the points you earn with your PC Financial Mastercard, get even more points in store, online, at points events, and through personalized offers when you create an online account at PC Optimum. (opens in a new window)External link

  • Exclusively at participating Shoppers Drug Mart and Pharmaprix stores (in Quebec), you’ll earn an incremental 15 PC Optimum points for every dollar spent on eligible products, and online at BeautyBoutique.ca. (opens in a new window)External link

  • You can earn and redeem PC Optimum points at 4,500+ participating stores, including stores like Loblaws, Real Canadian Superstore, No Frills, Joe Fresh and Shoppers Drug Mart. 

  • Also, you can earn and redeem PC Optimum points when you make purchases online at JoeFresh.ca (opens in a new window)External link, order groceries through PC Express, and buy beauty and skincare products at BeautyBoutique.ca (opens in a new window)External link.

  • Visit our store locator to see all participating locations in your area.

  • Every 10,000 PC Optimum points is like $10 worth of free stuff.

Related questions

  • How do I redeem my PC Optimum points?
  • As a President’s Choice Financial customer, do the PC Optimum Terms and Conditions apply to me?
  • Do PC Optimum points expire?
  • How can I check my PC Optimum points balance?
  • Why is there no value summary page available for all my cards?
Opens in a new tab
PC Financial®
Download on the App Store (opens in a new window)Get it on Google Play (opens in a new window)
Facebook (opens in a new window)Twitter (opens in a new window)Instagram (opens in a new window)LinkedIn (opens in a new window)Pinterest (opens in a new window)
This icon serves as a link to download the eSSENTIAL Accessibility assistive technology app for individuals with physical disabilities. It is featured as part of our commitment to diversity and inclusion.Assistive technology (opens in a new window)Canada Deposit Insurance Corporation (CDIC) Deposit Protection (opens in a new window)
About UsContact UsFAQsBlogMedia Centre
CareersSecurity and FraudCDIC MemberLegal & PrivacyWebsite Terms of Use
AccessibilitySocial Responsibility (opens in a new window)External linkPCOptimum.ca (opens in a new window)External linkPresident’s Choice (opens in a new window)External linkPC Mastercard

President's Choice Financial Mastercard is provided by President's Choice Bank. PC Optimum program is provided by President’s Choice Services Inc.