How do I earn 25,000 PC Optimum™ points through the Refer a Friend program?

Earn 25,000 PC Optimum points for each referral that signs up and spends $100 with their new PC Financial® card, to a maximum of 250,000 points!

The steps are easy:

  1. Log in to your PC Financial online account and select "Refer a friend" in your profile dashboard

  2. Share your referral code with up to 10 friends or family members. All referral points will be awarded to your PC Optimum account within 14 business days of the above conditions being satisfied.

Terms and conditions apply. For any limited time special offers, please see the offer details for further information.

Additional Information:
In order to earn a referral bonus in PC Optimum points from President's Choice Bank ("PC Bank"), you must ensure the following requirements are met:

  • You have provided your valid Refer-a-Friend referral code to your friend, who must enter it as part of their online application for a PC Financial® Mastercard® or a PC Money Account.

  • Your friend must not have had an account with PC Bank at any time in the past.

  • Your friend must spend a minimum of $100 on either their PC Financial® Mastercard® or PC Money Account within 60 days of account opening. Cash advances, or cash equivalent transactions will not count towards the minimum spend requirement.

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