PC MONEY™ ACCOUNT – OPTIONAL SERVICE ACCOUNT FEES
Your PC Money™ Account has no monthly fee and unlimited everyday transactions. Refer to this chart to see the fees associated with our optional services.
| Unlimited In-Store Purchases ($CAD) | FREE |
| Unlimited Online Purchases ($CAD) | FREE |
| Unlimited ATM Withdrawals at PC Financial® ATMs | FREE |
| Unlimited Bill Payments Free | FREE |
| Non-Sufficient Funds (NSF) If a transaction on your Account is rejected due to a reason of non-sufficient funds in the Account. | $40.00* |
| Domestic ATM withdrawal (not PC Financial® ATM) | $1.50 |
| International ATM withdrawal (Mastercard Network) | $3.00 |
| Foreign Exchange Transaction Fee Foreign currency transactions are converted to Canadian dollars at exchange rates set by Mastercard in effect on the date we process the transaction. | FREE |
| Send Interac e-Transfer® | FREE |
| Receive Interac e-Transfer® | FREE |
| Cancel Interac e-Transfer® If the recipient has not deposited an Interac e-Transfer®, it may be cancelled within 30 days of the transfer being sent. | $3.50 |
| Optional Overdraft Protection Fee Charged each month when overdraft is used. | $5.00 |
| Optional Overdraft Protection Interest (Per annum) Applies to overdrawn balances, calculated daily and charged monthly. | 19% |
| Bill Payment Trace Request to investigate the status of a completed bill payment transaction. | $15.00 |
| Bill Payment Recall Request to attempt a cancellation of a bill payment after completion of the transaction. | $24.00 |
| Rush Card Replacement | $5.00 |
| Card Replacement (1st Free per Year) Charged for the second replacement card ordered within each calendar year. Your first replacement card is free of charge. Standard delivery period applies. | $5.00 |
| Printed Copy of Previous Account Statement | $5.00 |
| Inactivity Fee (yearly) Your Account is considered inactive if you have not transacted on your Account after a 12-month period. To avoid this fee, any monetary transaction must be initiated by you at least once every 365 days. | $20.00 |
| Assisted Transaction via Customer Service Representative (per transaction) | $5.00 |
* For every instance of presentment or re-presentment of the transaction.
®/TM Trademarks of Loblaws Inc., used under license.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. President's Choice Bank is a licensee of the marks President’s Choice Financial® Mastercard® and PC Money™ Account are provided by President’s Choice Bank. PC Optimum™ program is provided by President’s Choice Services Inc.
Effective as of February 6, 2025 (unless otherwise indicated). Subject to change
®/TM Trademarks of Loblaws Inc., used under license.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. President's Choice Bank is a licensee of the marks President’s Choice Financial® Mastercard® and PC Money™ Account are provided by President’s Choice Bank. PC Optimum™ program is provided by President’s Choice Services Inc.
Effective as of February 6, 2025 (unless otherwise indicated). Subject to change