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Free comes fast with PC Optimum

Get rewarded.

Use your PC Financial card and see how fast your PC Optimum points add up. For every 10,000 points you earn, redeem for $10 worth of free stuff from beauty to groceries and so much more at 4,500+ locations across Canada.

Earn on everything you buy.

Score points for your purchases everywhere when you shop with a PC Financial Mastercard® or PC Money Account.

Your guide to more points.

Load your offers.

Free comes faster with PC Optimum program. Register at PCOptimum.ca to get weekly offers tailored to you. Simply download your offers each week to earn points on the things you buy most.



Stack your points.

With a PC Financial card, you get points on points when you buy at Shoppers Drug Mart or at shoppersdrugmart.ca On top of the points you earn with your card, get the additional 15 points all PC Optimum members earn for almost every dollar spent on beauty, essentials, and more.

Shop bonus events.

Look out for exclusive points events at participating stores, like Shoppers Drug Mart "20x the points" events.

Fill up on points.

With your PC Financial Mastercard®, purchase fuel at Esso and Mobil stations in Canada to earn at least 30 PC Optimum points per litre1.

Collect points on your travels.

Book your next trip with PC travel services2 using your PC Financial Mastercard® and earn bonus points for your booking3.

Redemption made easy.

As soon as you have 10,000 points you can redeem for up to $10 worth of free products and groceries at any participating stores or online at Beautyboutique.ca, JoeFresh.ca or through PC Express.

More points. More Places.

Earn and Redeem PC Optimum points where you love to shop.

  • Loblaws
  • No Frills
  • Shoppers Drug Mart
  • Real Canadian Superstore
  • Fortinos
  • Independent
  • Value-mart
  • Wholesale Club
  • Zehrs