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FREE comes faster with PC Optimum™.

Use your PC Financial® card everywhere you shop and watch how fast your PC Optimum™ points add up*.

Unlock more value with your PC Optimum™ points.

  • Load weekly offers

    Simply load your offers each week in the PC Optimum™ app and take advantage of points offers on the things you buy most.

    Learn more (opens in a new window)External link

  • NEW! Pay your annual fee with PC Optimum™ points

    PC Insiders™ World Elite® Mastercard® cardholders, can now use their points to cover all or part of their annual fee2, while still earning the most points* on groceries, gas, health, beauty, and apparel.

    Learn more

  • Earn more on everything you buy

    Earn more points as a PC Optimum™ member when you use your PC Financial® credit card or PC Money™ Account* to shop for groceries, beauty, essentials, gas, and more. With a PC Financial® card, you earn points on every purchase, so you always get rewarded for your everyday banking4,5 and spending.

  • Fuel up on points

    When you buy fuel at Esso™ and Mobil™ stations in Canada with a PC® Mastercard®, you get at least 30 PC Optimum™ points per litre1.

    Learn More

Redeem your PC OptimumTM rewards at over 4,500 stores.

Get $10 in value for every 10,000 points you redeem3 towards the things you love. It’s that simple!

  • Loblaws
  • No Frills
  • Shoppers Drug Mart
  • Real Canadian Superstore
  • Zehrs
  • Wholesale Club
  • Value-mart
  • Joe Fresh
  • Independent
  • Fortinos
  • The Mobile Shop
  • PC Express
Find locations in your area (opens in a new window)External linkRead more on points redemption (opens in a new window)External link
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President's Choice Financial Mastercard is provided by President's Choice Bank. PC Optimum program is provided by President’s Choice Services Inc.