Free comes faster with PC Optimum

Mobile phone showing the PC Optimum app
For every $1 spent on zucchini
200 pts - For every $1 spent on bread - Loaded
500 pts - For every $1 spent on cereal

Get rewarded.

Use your PC Financial® card everywhere you shop* and watch how fast your PC Optimum points add up. For every 10,000 points you earn, redeem for $10 worth of free stuff from beauty to groceries and so much more at 4,500+ locations (opens in a new window)External link across Canada.

Earn on everything you buy.

Score points for your purchases everywhere when you shop with a PC Financial® Mastercard® or PC Money™ Account*.

Your guide to more points.

  • Load weekly offers

    Register at (opens in a new window)External link to get weekly offers tailored to you. Simply load your offers each week in the PC Optimum™ app and take advantage of points offers on the things you buy most.

  • Earn points at
    Shoppers Drug Mart and Pharmaprix

    You get points on points when you shop in-store and online at Shoppers Drug Mart or Pharmaprix. On top of the points you earn with your PC Financial® card*, get the additional 15 points all PC Optimum members earn for almost every dollar spent on beauty, essentials, and more.

  • Shop special in-store events

    Take advantage of exclusive points events at participating stores, like Shoppers Drug Mart or Pharmaprix 20x events.

  • Fuel up on points

    When you buy fuel at Esso™ and Mobil™ stations in Canada with PC Financial® Mastercard®, you get at least 30 PC Optimum points per litre1Additional information provided in legal stuff at the bottom of the page..

  • Get more of a good thing with PC Optimum Insiders™ subscription

    Earn 10% back in points on all PC® product purchases, plus much more, with PC Optimum Insiders™ subscription. Try one month free3Additional information provided in legal stuff at the bottom of the page..

More points. More Places.

Earn and Redeem PC Optimum points where you love to shop.

  • Loblaws
  • No Frills
  • Shoppers Drug Mart
  • Real Canadian Superstore
  • Fortinos
  • Independent
  • Value-mart
  • Wholesale Club
  • Zehrs

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