PC Financial®
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Information for Seniors.

Everybody’s need for financial services evolves as life goes on. Whether it’s over the phone, in person, or online, we’re always happy to answer questions and make sure that everyone is taken care of.

Are PC Financial® products right for you?

We want your money to do more for you. With a PC Money Account there is no monthly fee, and with a PC Financial® Mastercard®, there is no annual fee. For every dollar of your purchases with our cards, you get PC Optimum points that can be used at participating stores toward the things you need. To support you in using PC Financial payment products, we do our best to ensure our web pages are easy to read and our online forms are straightforward.

Here’s everything you need to know to choose the card that’s best for you.


PC Money™ Account

The PC Money Account works like a bank account you can use worldwide, even online, anywhere Mastercard® is accepted.

No monthly fee

This account was designed with your everyday spending in mind. It also lets you set up saving categories for your short-term goals. While you cannot write or deposit cheques with this account, you can easily send and receive funds electronically, and enjoy full access to account information and features online.

  • Earn 10 PC Optimum points per $1, everywhere you shop1

  • Spend your money in-store and online with an unlimited number of everyday transactions2.

  • Optional Overdraft Protection3.

  • Free Interac e-Transfer® services.

  • Set personalized savings goals.

  • Mastercard ® Zero Liability Promise for unauthorized purchases4.

Learn more about all of the features and benefits of this card, including all the ways you can earn PC Optimum points with the PC Money Account

Open accountExternal link

Credit Card

PC Financial® Mastercard®

Earn PC Optimum points fast on your everyday purchases with the PC Financial Mastercard®.

No annual fee

Looking for a credit card with convenient features and benefits, all for no annual fee? Below is a list of what you get with a PC Financial Mastercard®:

  • Depending on the card you're approved for, get up to 30 PC Optimum points per $1 at participating stores on all the stuff you need: groceries, beauty, household products and more5.

  • Earn 10 PC Optimum points per $1 everywhere else.

  • Great benefits, like free Extended Warranty and Purchase Assurance6.

  • Add up to 4 family members to your account to earn more points through their purchases with the card.

  • Mastercard® Zero Liability Promise for unauthorized purchases7.

Learn more about all the features and benefits of this card, including all the ways you can earn PC Optimum points with the PC Financial Mastercard®.

Subject to credit approval and other eligibility criteria

Apply nowExternal link

Helpful Resources

We’re proud of the products, services and rewards we offer and we want to make it easier for you to enjoy their benefits. Here are some resources that may help you out.

  • Privacy Policy

    The providers of President's Choice Financial® services are committed to keeping your privacy protected and your information confidential at all times.

  • Accessibility

    We’re committed to a website experience that is accessible for all our customers, including free downloadable assistive technology for people with physical disabilities.

  • Complaints Handling Policy

    We want your feedback and value the opportunity to resolve your concerns fairly and in a timely manner.

  • Learning Hub

    Get clear explanations of our product features, including step-by-step video tutorials on how to use them, plus great financial management tips and habits.