Legal Stuff
We believe in open, honest communication. An important part of this is letting you know your rights in plain and simple language. Here you will find detailed legal information for specific products and services.
Legal information
- Electronic Delivery of Documents Terms & Conditions
- How to resolve your concerns with President’s Choice Financial
- Complaint Appeal Office 2024 Report (opens in a new window)
- Information on powers of attorney
- Website terms of use
- About Targeted Behavioural Advertising
- About Tied Selling
- Links to third party websites
- PC Bank Basel III Pillar 3 Disclosures (opens in a new window)
- Alerts Terms and Conditions (opens in a new window)
- Canada Deposit Insurance Corporation (CDIC)
- Voluntary Codes of Conduct
- Seniors Code: Our Enhanced Measures (opens in a new window)
- 2024 Responsibility Report and Public Accountability Statement (opens in a new window)
PC Financial Mastercard
- PC Financial Mastercard Cardholder Agreement
- Changes to Agreement 2022
- Disclosure Summary (opens in a new window)
- President’s Choice Financial Mobile Wallet Terms of Use (opens in a new window)
- Card benefits details
- Optional product details
- Pre-Authorized Debit – Enrollment Form (opens in a new window)
- Pre-Authorized Debit – Cancellation Form (opens in a new window)
- Pre-Authorized Debit Agreement (opens in a new window)
- PC Financial World Mastercard Concierge Services (opens in a new window)
- Power of Attorney form (opens in a new window)
- Payment Support Plan (PSP) Terms and Conditions (opens in a new window)
PC Money Account
- PC Money Account Agreement (opens in a new window)
- PC MoneyTM Account Savings Agreement (opens in a new window)
- PC Financial® Savings Interest Rates
- Changes to PC Money™ Account Agreement 2022
- Overdraft agreement (opens in a new window)
- Optional service account fees (opens in a new window)
- Access to basic banking services (opens in a new window)
- Power of Attorney form (opens in a new window)
- PC Money™ Account Interac e-Transfer® Terms and Conditions (opens in a new window)
PC Optimum Points
Privacy
The providers of President's Choice Financial® services are committed to keeping your privacy protected and your information confidential at all times.