President's Choice Financial World Elite Mastercard
Canada's first World Elite Mastercard with no annual fee.
The President’s Choice Financial® World Elite Mastercard® is the fastest way to earn PC Optimum points towards free groceries. It’s easy, you’ll earn points for every dollar you spend on your PC Financial® Mastercard everywhere you shop. So the more you use the card the more points you’ll earn. All with no annual fee.
Eligibility | $80,000/year minimum personal income ‑OR‑ $150,000/year minimum household income ‑AND‑ Subject to credit approval and other eligibility criteria | |
|---|---|---|
In our grocery stores | 30  per $1 1 Additional information provided in legal stuff at the bottom of the page. | |
Stores | ||
 45 per $1 2 Additional information provided in legal stuff at the bottom of the page. |  Earn at least per litre3 Additional information provided in legal stuff at the bottom of the page. | |
Everywhere else | 10 per $1 4Additional information provided in legal stuff at the bottom of the page. | |
Interest rates8 for our cards.
No annual fee
Free additional cardholders
Purchase interest rate
21.99% (Standard)7
Cash advance interest rate
22.97% (standard)
21.97% (Quebec)
Additional Benefits
Travel Emergency Medical InsuranceTM
For trips up to 10 days from date of departure, for those under age 65.
Car Rental Collision/Loss Damage Waiver Insurance
Collision damage and theft protection for your car rental needs.
Identity Theft Assistant Service
To help you avoid identity theft or restore your identity.
Concierge service
24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.
Discover your earning potential.5
Estimated monthly spending:
$1,580
PC® Mastercard®
That's worth up to:
in PC Optimum™ points during your first year depending on which card you're approved for.
Estimate based on PC® World Elite Mastercard® earning rates and assumed spending by category. Individual spending rates will vary.
Health
Gas
Groceries
Everywhere else
Welcome bonus
Up to $100 in points
Redemption made easy
As soon as you have 10,000 points you can redeem11 for up to $10 worth of free products and groceries at participating stores (opens in a new window) or online at shoppersdrugmart.ca (opens in a new window), or pharmaprix.ca (opens in a new window), joefresh.com (opens in a new window) and pcexpress.ca (opens in a new window).
You can also redeem your points at Esso™ stations in Canada. Redeem 4,000 points to get 10 cents off per litre (up to 40 L) or redeem 10,000 points for any free car wash package.12
Product Details
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