PC Financial

With any one of our President's Choice Financial® Mastercard® credit cards, you'll earn PC® points towards free groceries and more1. The more you use your card, the more PC points you'll earn.

Here's what each PC Financial® Mastercard® has to offer:

PC Financial® Mastercard®

No Annual Fee

In our stores2

10 PC points per $1

Shoppers Drug Mart

10 PC points per $1

Esso

Bonus of 2 cents per litre in PC points4

PC Travel

20 PC points per $15

PC Mobile

20 PC points per $1

Everywhere else

10 PC points per $1

Extra

Standard benefits

World Mastercard

No Annual Fee

In our stores2

20 PC points per $1

Shoppers Drug Mart

10 PC points per $1

Esso

Bonus of 2 cents per litre in PC points4

PC Travel

20 PC points per $15

PC Mobile

20 PC points per $1

Everywhere else

10 PC points per $1

Extra

World benefits

This information is for current PC Financial® World Mastercard® holders. This card is not available as a new account or upgrade.

World Elite Mastercard

No Annual Fee

In our stores2

30 PC points per $1

Shoppers Drug Mart

30 PC points per $1

Esso

Bonus of 3 cents per litre in PC points4

PC Travel

30 PC points per $15

PC Mobile

30 PC points per $1

Everywhere else

10 PC points per $1

Extra

Premium and standard benefits

Requirements

A minimum annual personal income of $80,000 or household income of $150,000 or a minimum spend of $25,000 per year is required for the PC Financial® World Elite Mastercard®. To upgrade from another PC Financial Mastercard, the same income or a minimum $25,000 annual spending on the card is required.

Purchases rate

19.97%

Cash Advance rate

22.97%

Promotional balance transfers for new accounts

0.97%

6 months

Interest-Free Grace Period

21 days

See below for some extra benefits our cards have in common:

  • Save money with no annual fee

    With any one of our President's Choice Financial® Mastercard® credit cards, you'll earn PC® points toward free groceries and more1. The more you use your card, the more PC points you'll earn.

  • Earn PC points

    Get rewarded with PC points no matter which PC Financial Mastercard credit card you use.

    • Earn points for every $1 spent7 everywhere you shop.
  • Enjoy Free Benefits

    All PC Financial Mastercard card include the following benefits:

    • Mastercard Global Service that replace your card or offer a cash advance in case of emergency
    • Up to four free additional cards on your account for family members, so you can earn PC points even faster
    • Free Purchase Assurance in case of theft, loss or damage in the first 90 days8 when you pay in full with any PC Financial Mastercard credit card (learn more)
    • Free Extended Warranty that doubles the manufacturer's regular warranty for up to an additional year8 on items purchased with a PC Financial Mastercard credit card (learn more)

    Plus, if you qualify for the PC Financial World Elite Mastercard, you'll also get exclusive access to Mastercard's premium benefits (learn more).

  • Transfer and Save

    Why use high-interest retail store cards? New customers get a rate of 0.97% for 6 months on balances transferred from other higher-interest credit cards9.

    Learn more

PC plus card

Don't forget to add PC Plus™

to your PC Financial® Mastercard® to make a good thing even better.

pc.ca

Questions about PC Financial® Mastercard?

FAQ icon

Take a look at the PC Financial® Mastercard® Frequently Asked Questions

FAQs
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Don't have a PC Financial® Mastercard® and have questions?

1-844-307-5530
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Already have the PC Financial® Mastercard®?

1-866-246-7262
World Elite and Silver Mastercards

Applying is Easy!

Our Application has just 6 steps and will take about 5 minutes

Apply now