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PC Financial®
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Earn up to 4.5% back in when you shop with a no annual fee PC® Mastercard®**

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Special Offer

Enjoy 150,000 PC Optimum™ points in welcome offers*

when you spend $250 at Shoppers Drug Mart® or PharmaprixMD locations within 60 days of your account approval.
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Become a PC Optimum™ points magnet.

  • Earn up to 45 pts per $1

    at Shoppers Drug Mart® and Pharmaprix® stores2.
  • Earn up to 30 pts per $14

    on every purchase you make at these Loblaw affiliated grocery stores1.
  • Earn at least 30 pts per litre

    when you fuel up at Esso™ and Mobil™ stations in Canada3.
  • Earn 10 pts per $1

    when you spend everywhere else4.

Eligibility requirements

PC® Silver Mastercard®

Subject to credit approval and other eligibility criteria.

PC® World Mastercard®

Personal income of $50,000/year minimum or household income of $80,000/year minimum before tax. Subject to credit approval and other eligibility criteria.

PC® World Elite Mastercard®

Personal income of $80,000/year minimum or household income of $150,000/year minimum before tax. Subject to credit approval and other eligibility criteria.

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No annual fee

Free additional cardholders

$0

Purchase interest rate (standard)7

21.99%

Cash advance interest rate (standard)7

22.97%
21.97% (Quebec)

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Make the most from your award-winning§ credit card

PC MASTERCARD AWARD

Get the most from your award-winning credit card§

Enjoy these great features and benefits.

Mastercard Global Service™

Replaces your card or offers a cash advance5 in case of emergency.

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Purchase Assurance

Your eligible purchases are protected for 90 days in the event of loss, theft, or damage when you pay in full using your PC® Mastercard® credit card6.

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Extended Warranty

Receive double the period of repair services provided by the original manufacturer for up to one year for eligible items purchased using your PC® Mastercard® credit card6.

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President's Choice Financial Mastercard is provided by President's Choice Bank. PC Optimum program is provided by President’s Choice Services Inc.