Spending and banking have never been so rewarding.
Explore our PC Financial® products to find what’s right for you, and start earning even more PC Optimum™ points today.
Get the most from your everyday spending and earn unlimited PC Optimum™ points on all your purchases1.
The only no monthly fee bank account that rewards you with PC Optimum™ points for banking2,3 and shopping4.
Redeem the points you’ve earned at over 4,500 stores.
You can earn PC Optimum™ points everywhere, and redeem them on beauty, skincare products, and groceries at over 4,500 stores or when you make online purchases5, and towards fuel rewards at Esso™ stations6.
Here’s what our customers are saying.
On my way to my first million points with my PC Money Account and PC Mastercard! What's not to love? No monthly fee or annual fee, points everywhere, every time! Great way to budget as well!
If you use the PC Mastercard for most purchases monthly and pay it off monthly, it does help financially! By the end of November, I saved up over $1000 in free groceries and used them during the month of December! It’s a win for us!