Earn on everything that makes you, you.
Get at least 1% back in points1 everywhere you shop with the no annual fee PC® Mastercard®. No limits, just rewards on your terms.
Looking for a bank that rewards your everyday?
Choose PC Financial® - the only bank that earns you PC Optimum™ points for your everyday banking and spending on groceries, beauty, fuel, apparel, and more.
The card for living unlimited
Enjoy $1,100 in average value every year6 and earn unlimited PC Optimum™ points on your everyday spend with the with the PC Insiders™ World Elite® Mastercard®.
NEW! Earn our best everyday rate of on your savings* with the PC Money™ Account.
Special offerEarn a welcome offer of up to 100,000 bonus PC Optimum™ points** with the PC® Mastercard®. That’s like $100!
What you need to live life well.
Explore our products today to find what’s right for you and start making your everyday count.
- Spend and Earn
Credit cards
Get the most from your everyday spending1, with no caps on earning PC Optimum™ points.
- Bank and Save
Bank account
The only no monthly fee bank account that rewards you with PC Optimum™ points for everyday banking2,3 and spending4 plus interest on your savings balance*.
Redeem your PC OptimumTM points instantly at over 4,500 stores.
Get $10 in value for every 10,000 points you redeem10 towards the things you love. It’s that simple!
Loved and trusted by many.
On my way to my first million points with my PC Money Account and PC Mastercard (opens in a new window)! What's not to love? No monthly fee or annual fee, points everywhere, every time! Great way to budget as well!
If you use the PC Mastercard (opens in a new window) for most purchases monthly and pay it off monthly, it does help financially! By the end of November, I saved up over $1000 in free groceries and used them during the month of December! It’s a win for us!
I'm glad I got the PC Money Account. Within the last 3 weeks I've gotten nearly $80 in points with the purchases I've made and my pay being deposited.
...but don’t just take our word for it.§
Thanks to you, we are an award-winning bank.
Guarding your finances day and night.
PC Financial® uses strong encryption and secure protocols to protect your data and account. We monitor your transactions and have a dedicated team of experts ready to help. You can also set up alerts to stay informed about your account activity.
Ready to earn PC Optimum™ points on your everyday banking and spending?
Manage your money anywhere, anytime.
Download the app or go online to access your account from wherever you are. Easily check your balance, view transactions, and track your spending trends effortlessly.
Rewarding Reads: PC Financial® Blog
Explore tips and tricks to maximize your rewards, answer your points questions and stay updated with the latest insights.
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President’s Choice Bank is a member of the Canada Deposit Insurance Corporation (CDIC).
