PC Insiders™ World Elite Mastercard®.

Experience extraordinary value, everyday, with our most rewarding card ever.

Get started with a welcome offer of 300,000 PC Optimum™ points*. That's like $300!

Insiders Product Page Hero Card Art

Spending and banking have never been so rewarding.

Explore our PC Financial® products to find what’s right for you, and start earning even more PC Optimum™ points today.

  • Credit cards

    Get the most from your everyday spending and earn unlimited PC Optimum™ points on all your purchases1.

  • Bank account

    The only no monthly fee bank account that rewards you with PC Optimum™ points for banking2,3 and shopping4.

Manage your money
anywhere, anytime.

Download the app or go online to access your account from wherever you are.

1.M+ users

Redeem the points you’ve earned at over 4,500 stores.

You can earn PC Optimum™ points everywhere, and redeem them on beauty, skincare products, and groceries at over 4,500 stores or when you make online purchases5, and towards fuel rewards at Esso™ stations6.

  • Loblaws
  • No Frills
  • Shoppers Drug Mart
  • Real Canadian Superstore
  • Zehrs
  • Wholesale Club
  • Value-mart
  • Independent
  • Fortinos
  • The Mobile Shop
  • PC Express

Here’s what our customers are saying.

On my way to my first million points with my PC Money Account and PC Mastercard! What's not to love? No monthly fee or annual fee, points everywhere, every time! Great way to budget as well!

- Vito

If you use the PC Mastercard for most purchases monthly and pay it off monthly, it does help financially! By the end of November, I saved up over $1000 in free groceries and used them during the month of December! It’s a win for us!

- Shannon

Rewarding Reads: PC Financial® Blog

Explore tips and tricks to maximize your rewards, answer your points questions and stay updated with the latest insights.

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