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PC Financial®
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July 3 – September 30, 2025

You could win $25,000 when you fund a PC Money™ Account

Open an account and start saving today for a chance to take home one of 150 cash prizes. Plus a grand prize of $25,000.

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PC Money Account

50 Winners Monthly, Plus a Grand Prize Winner in the Final Draw

$25,000 Grand Prize

One lucky winner will take home our biggest cash prize ever!

PC Money Account
  • Money Bag

    $10,000

    1 monthly prize winner
  • Money Bag

    $5,000

    2 monthly prize winners
  • Money Bag

    $500

    9 monthly prize winners
  • Money Bag

    $100

    38 monthly prize winners

Winners will be drawn on August 11, September 10, and October 10, 2025.

Get started by opening and funding
your PC Money™ Account

Different ways to participate and earn entries, giving you a chance to win*

  • Earn entries by Saving

    Every $500 transferred into your savings balance = 1 entry

    Fund Savings (opens in a new window)External link
  • Earn entries by adding Payroll or Pension Direct Deposit

    Earn 2 entries by setting up a new Payroll or Pension direct deposit into your PC Money™ Account of $1,500+ per month during the Contest Period.

    Every subsequent payroll or pension of a total of $1,500+ per month deposited during the Contest Period will earn one (1) entry.

    View Direct Deposits (opens in a new window)External link

Don’t forget: Keep your funds invested to roll entries forward until September 30, 2025. (Maximum 50 entries per person)

To enter without an account, please see the Official Contest Rules to learn more.

PC Money Account

Enjoy more rewards with a winning bank account.

With a PC Money™ Account you’ll also enjoy:

  • Inverted Purple Checkmark Icon
    3.1% interest† on Savings: Enjoy our best everyday rate with no minimum balance, no time commitment required and no catches.
  • Inverted Purple Checkmark Icon
    Points on Spending: Earn PC Optimum™ points on your everyday purchases1, payroll direct deposits2 and bill payments3.
  • Inverted Purple Checkmark Icon
    Zero monthly fees: Plus, free unlimited everyday transactions4 and Interac e-Transfer® services.

Canada Deposit Insurance Corporation (CDIC) Deposit Protection

President’s Choice Bank is a member of the Canada Deposit Insurance Corporation (CDIC).

PC Money Account

Winner of the Best Rewards Bank Account for 2024 by MoneySense.

FAQs

What is the contest period and the contest draw dates?

The PC Financial® Fund Days Contest will start on July 3, 2025 and closes on September 30, 2025. The draws will be conducted three times as per the following schedule:

Draw Schedule

Participation PeriodMonthly Draw Date
Monthly Draw 1July 3 to July 31Aug 11
Monthly Draw 2Aug 1 to Sep 1Sept 10
Grand DrawSept 2 to Sept 30Oct 10

What are the contest prizes?

There are 151 cash prizes during the contest period. Each month, 50 cash prizes will be awarded followed by 1 grand prize of $25,000 at the end of the contest.

No of prizesCash prize
Month 1
1$10,000
2$5,000
9$500
38$100

No of prizesCash prize
Month 2
1$10,000
2$5,000
9$500
38$100

No of prizesCash prize
Month 31$25,000
1$10,000
2$5,000
9$500
38$100

Who is eligible to participate?

The contest is open to legal residents of Canada (excluding Quebec) who have reached the legal age of majority in their province/territory of residence at the time of entry. Employees, representatives or agents of The Sponsor or the Contest Administrator (collectively, the “Contest Parties”) are not eligible to enter the Contest.

How do I enter the contest?

There are three methods to participate in the contest, as follows:

1. Minimum Deposit in PC Money™ Account Savings Feature: For each Monthly Draw a Participant will earn one (1) Entry for every $500 increase to the balance of their PC Money™ Account Savings Feature. Increases in the balance of a Participant’s PC Money™ Account Savings Feature will be measured by taking the daily closing balance of the Participant’s PC Money™ Account Savings Feature on the last day of the Participation Period for the respective Monthly Draw and subtracting the starting balance of the Savings Feature.

For existing customers, the starting balance is the daily closing balance of their PC Money™ Account Savings Feature immediately prior to the start of the Contest Period (i.e., July 2, 2025). For new customers who open a new PC Money™ Account Savings Feature during the Contest Period, the starting balance for the PC Money™ Account Savings Feature will be considered $0 for calculation of Entries. Deposits can be made anytime during the Contest Period, but deposits made outside the Contest Period are not eligible to earn Entries. Only increments of $500 and multiples deposited in a PC Money™ Account Savings Feature are eligible for Entries; amounts less than $500 will not be rounded up, and no partial Entries will be given.

Example:

PC Money™ Account Savings Feature

Closing balance as of Jul 2 2025

Month 1July 3 to July 31
Daily Closing Balance on July 31$4,300
Change from Daily Closing Balance of July 2+$2,300
Entries Earned4

Month 2Aug 1 to Sep 1
Daily Closing Balance on Sept 1$3,500
Change from Daily Closing Balance of July 2+$1,500
Entries Earned3

Month 3Sep 2 to Sep 30
Daily Closing Balance on Sept 30$8,300
Change from Daily Closing Balance of July 2+ $6,300
Entries Earned12

2. Payroll or Pension Direct Deposit in your PC Money™ Account: Customers who setup a new Payroll or Pension direct deposit into their PC Money Account of $1,500 or above per month during the Contest Period will qualify for two (2) Entries. Every subsequent payroll or pension of total of $1,500 or above per month deposited during the Contest Period will earn one (1) Entry. Customer will be entitled for the entries only if the funds reflect in the PC Money Account. To learn how to setup a new Payroll or Pension direct deposit, visit https://www.pcfinancial.ca/en/learning-hub/faqs/pc-money-account-101/setting-up-payroll-or-pension-direct-deposit-into-my-pc-money-account/.

Examples:

  • If you set up payroll or pension direct deposit in the month of July and the first payroll of $1,500 is deposited in your PC Money™ Account in July itself, you will be eligible for 2 entries in Monthly Draw 1. For subsequent monthly draws you will be eligible for 1 entry every time the payroll is deposited until the end of the contest period.

  • If you add payroll or pension direct deposit of $1,500 + in the month of July and the first payroll is deposited in the PC Money™ Account in August, you will be eligible for 2 entries in Month Draw 2.

3. No Purchase Necessary Method: Write an original essay of 500 words on “The Importance of Savings” and email it to save@pcbank.ca with your name, email address, complete postal address and daytime telephone number with area code (each an “Email Request”). Each Participant who completes an eligible Email Request will receive one (1) Entry which will be included in each Monthly Draw that occurs after the Email Request is received and deemed eligible. There is a maximum of one (1) Email Request and one (1) Entry per Participant. Each Email Request must be received and deemed eligible by the Sponsor on or before 11:59:59 p.m. ET on September 30, 2025.

See Official Contest Rules for full details.

Can I add and withdraw funds at any point in time during the contest period?

You can add or withdraw the funds at any point in time during the contest period, however it will impact your number of entries.

Is there a maximum number of entries?

Yes, one participant can have a maximum of 50 entries.

More FAQs
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