Let's get you to free, fast.
Apply today for a no annual fee PC Financial Mastercard® to get closer to free rewards**.
Get $20 worth of PC Optimum points as a welcome bonus!
Earn more PC Optimum points where you already shop with the no annual fee President's Choice Financial Mastercard®. It's your key to free rewards.
Compare our cards
Cards | |||
|---|---|---|---|
Fee | No annual fee | ||
Eligibility | Subject to credit approval | $60,000/year minimum | $80,000/year minimum |
In our grocery stores | 10  per $11 Additional information provided in legal stuff at the bottom of the page. | 20 per $11 Additional information provided in legal stuff at the bottom of the page. | 30 per $11 Additional information provided in legal stuff at the bottom of the page. |
Stores | |||
 | 25 per $12 Additional information provided in legal stuff at the bottom of the page. | 35 per $12 Additional information provided in legal stuff at the bottom of the page. | 45 per $12 Additional information provided in legal stuff at the bottom of the page. |
 | Earn at least per litre3 Additional information provided in legal stuff at the bottom of the page. | Earn at least per litre3 Additional information provided in legal stuff at the bottom of the page. | Earn at least per litre3 Additional information provided in legal stuff at the bottom of the page. |
 | 20 per $14 Additional information provided in legal stuff at the bottom of the page. | 20 per $14 Additional information provided in legal stuff at the bottom of the page. | 30 per $14 Additional information provided in legal stuff at the bottom of the page. |
Everywhere else | 10 per $15 Additional information provided in legal stuff at the bottom of the page. | 10 per $15 Additional information provided in legal stuff at the bottom of the page. | 10 per $15 Additional information provided in legal stuff at the bottom of the page. |
Same rates for all cards
- 20.97%
Purchase interest rate (standard).
- 22.97%
Cash advance interest rate (standard). In Quebec, 21.97%.
- 0.97%
Promotional balance transfers6 for 6 months.
- 21 days
Interest-free grace period on new purchases.
Earn and redeem PC Optimum points
Earn PC Optimum points fast with your new PC Financial Mastercard®. You only need 10,000 points to start redeeming for free stuff at participating stores. When you use your new PC Financial Mastercard® on your first purchase at a Shoppers Drug Mart, Pharmaprix or Loblaw banner store, your 20,000 welcome bonus will give you a $20 head start!
PC Optimum rewards calculator7,8,9 Additional information provided in legal stuff at the bottom of the page.
My total monthly purchases:
$0That's worth:
$0in PC Optimum points annually
(0 PC Optimum points)
Health
Gas
Travel
Groceries
Everywhere else