The PC Financial® Fund Days Contest will start on July 3, 2025 and closes on September 30, 2025. The draws will be conducted three times as per the following schedule:

Draw Schedule

There are 151 cash prizes during the contest period. Each month, 50 cash prizes will be awarded followed by 1 grand prize of $25,000 at the end of the contest.

The contest is open to legal residents of Canada (excluding Quebec) who have reached the legal age of majority in their province/territory of residence at the time of entry. Employees, representatives or agents of The Sponsor or the Contest Administrator (collectively, the “Contest Parties”) are not eligible to enter the Contest.

There are three methods to participate in the contest, as follows:

1. Minimum Deposit in PC Money™ Account Savings Feature: For each Monthly Draw a Participant will earn one (1) Entry for every $500 increase to the balance of their PC Money™ Account Savings Feature. Increases in the balance of a Participant’s PC Money™ Account Savings Feature will be measured by taking the daily closing balance of the Participant’s PC Money™ Account Savings Feature on the last day of the Participation Period for the respective Monthly Draw and subtracting the starting balance of the Savings Feature.

For existing customers, the starting balance is the daily closing balance of their PC Money™ Account Savings Feature immediately prior to the start of the Contest Period (i.e., July 2, 2025). For new customers who open a new PC Money™ Account Savings Feature during the Contest Period, the starting balance for the PC Money™ Account Savings Feature will be considered $0 for calculation of Entries. Deposits can be made anytime during the Contest Period, but deposits made outside the Contest Period are not eligible to earn Entries. Only increments of $500 and multiples deposited in a PC Money™ Account Savings Feature are eligible for Entries; amounts less than $500 will not be rounded up, and no partial Entries will be given.

Example:

PC Money™ Account Savings Feature

Closing balance as of Jul 2 2025

2. Payroll or Pension Direct Deposit in your PC Money™ Account: Customers who setup a new Payroll or Pension direct deposit into their PC Money Account of $1,500 or above per month during the Contest Period will qualify for two (2) Entries. Every subsequent payroll or pension of total of $1,500 or above per month deposited during the Contest Period will earn one (1) Entry. Customer will be entitled for the entries only if the funds reflect in the PC Money Account. To learn how to setup a new Payroll or Pension direct deposit, visit https://www.pcfinancial.ca/en/learning-hub/faqs/pc-money-account-101/setting-up-payroll-or-pension-direct-deposit-into-my-pc-money-account/.

Examples:

• If you set up payroll or pension direct deposit in the month of July and the first payroll of $1,500 is deposited in your PC Money™ Account in July itself, you will be eligible for 2 entries in Monthly Draw 1. For subsequent monthly draws you will be eligible for 1 entry every time the payroll is deposited until the end of the contest period.

• If you add payroll or pension direct deposit of $1,500 + in the month of July and the first payroll is deposited in the PC Money™ Account in August, you will be eligible for 2 entries in Month Draw 2.

3. No Purchase Necessary Method: Write an original essay of 500 words on “The Importance of Savings” and email it to save@pcbank.ca with your name, email address, complete postal address and daytime telephone number with area code (each an “Email Request”). Each Participant who completes an eligible Email Request will receive one (1) Entry which will be included in each Monthly Draw that occurs after the Email Request is received and deemed eligible. There is a maximum of one (1) Email Request and one (1) Entry per Participant. Each Email Request must be received and deemed eligible by the Sponsor on or before 11:59:59 p.m. ET on September 30, 2025.

See Official Contest Rules for full details.

You can add or withdraw the funds at any point in time during the contest period, however it will impact your number of entries.

Yes, one participant can have a maximum of 50 entries.