Why does my PC Money™ Account card have a Mastercard® logo on it?
The PC Money™ Account card uses the Mastercard® payment network to process transactions at point-of-sale and ATMs (traditional debit cards use the Interac network). Unlike a typical Mastercard® credit card, the PC Money™ Account directly withdraws your own funds to make a transaction, instead of drawing from a portion of your available credit due to be paid back to the bank. This gives you the confidence to use your own funds with the flexibility and security of a Mastercard® product.
You can use your card everywhere Mastercard® is accepted (look for the Mastercard® logo), including online and when travelling abroad
Use the PC Financial® app to add your card to Apple Pay or Google Pay
You are protected by 24/7 Fraud Detection and Mastercard® Zero Liability Promise for unauthorized purchases
Pending vs. posted transactions appear in your account similar to a credit card