Don’t just bank, get rewarded for it with the PC Money™ Account.

The PC Money™ Account

The only bank account that rewards2 you with PC OptimumTM points for your everyday banking activities like payroll direct deposit4, paying bills5 and on every dollar you spend when you shop.6

Free unlimited everyday transactions online and in-store3

No minimum balance required

Free Interac e-Transfer® services

Enjoy up to 130,000

in welcome offers when you open a no monthly fee1 PC Money™ Account. Here's how:

Earn up to 80,000

Get 10,000 PC Optimum™ points on up to eight bill payments of $50 or more*.

Earn up to 50,000

With 4 months of eligible payroll deposits*.

Sign up for an account in minutes and start earning today:

Fund your account

instantly with an Interac e-Transfer® deposit to get started, then setup payroll direct deposit.

Watch your points grow

through everyday banking activities like receiving payroll direct deposit into your account4, paying bills5 and on every dollar you spend, anywhere you shop6.

Redeem your points

on groceries and beauty2 at more than 4,500 locations across Canada and on gas rewards10 at Esso™ stations.

Watch your points take off with everyday banking.

  • Bill Icon

    Bill payments

    Up to 5K per month5
  • Payroll or pension direct deposit

    Up to 5K per month4
  • Shop and earn points.

    Shop and save chart

    Shoppers Drug Mart® stores

    Up to


    per $18

    In our grocery stores7


    per $16

    Everywhere else


    per $16

    Calculate your points earning potential11.

    Curious to see how you can earn points with your PC Money™ Account? Enter your details to see how much you could be getting back in points. It’s that easy. 

    Monthly Amounts

    Monthly Amounts

    Payroll or Pension direct deposit4

    How much do you deposit in payroll or pension every month?

    Bill Icon

    Bill payments5

    How many bills of $50 or more do you pay monthly?


    To earn points, you will need a minimum of $1500 in payroll or pension direct deposits.


    0 points


    0 points

    Your total estimated points is

    Redeemable value

    Access your money how and when you want to.

    • Digital Banking on the go.

      Download the PC Financial® app to manage money anywhere you want. Compatible with Apple Pay® and Google Pay™.

    • Enjoy cash on the go.

      Find an ATM from one of over 750 locations across Canada.

    • Stay on top of your finances.

      Access online money management tools and receive digital monthly statements.

    Customer support and security.

    • 24/7 online support.

      We’re available whenever you need us.

    • Fraud detection measures.

      Keeping your money safe is our top priority with 24/7 fraud detection and support, and Mastercard® Zero Liability Promise for unauthorized purchases9.

    • Card security options.

      Temporarily lock a card through the PC Financial® app if it’s lost or stolen.

    CDIC Banner

    CDIC protection on eligible deposits.

    President’s Choice Bank is a member of the Canada Deposit Insurance Corporation (CDIC).

    Learn more about CDIC