PC Financial®

Fund, shop and earn PC Optimum™ points with the PC Money™ Account.

200,000 points offer

The PC Money™ Account

Get great rewards4 with the everyday bank account that’s a better choice than debit.

Enjoy up to 200,000

in welcome offers when you open a no monthly fee PC Money™ Account*.

Limited time only. Here's how:


Earn 20,000

When you first fund* your account with $150+.

Earn up to 130,000

Earn 10% back in points* on your first $1,300 worth of purchases at participating stores.

Earn up to 50,000

With 4 months of eligible payroll deposits*.

Watch your PC Optimum™ points take off.

PC Optimum Card
PC Optimum™

Earn more points.

PC Money™ Account with PC Optimum™.

In our grocery stores5

Earn points in-store and by loading offers in the
 PC Optimum™ app or PC Financial® app.


per $12

Shoppers Drug Mart

per $16 on eligible purchases

Up to


per $16

Everywhere else


per $12

Bill payments


Up to


per month8

Payroll direct deposit


Up to


per month9

An everyday bank account that gets you more PC Optimum™ points with no monthly fee1

Say no to a monthly fee1, yes to great benefits.

Adding it to your wallet gives you access to great benefits, and more.

Spinning PC Master Card - No Monthly Fee Promo

No minimum balance required

No charge to open a PC Money™ Account

Free unlimited everyday transactions3 both online and in-store

Free Interac e-Transfer® services

PC Money Account card.

Need more convincing? Check out these additional features.

    • PC Virtual Assistant is available 24 7 to help answer your product and service questions. 24/7 online support from our team.
    • Compatible with Apple Pay® and Google Pay™.
      Apple PayGoogle Pay
    • Keeping your money safe.

      Security is our priority. So, we put extra protections in place just in case. We provide two-factor authentication, 24/7 fraud detection and support, and Mastercard® Zero Liability Promise for unauthorized purchases7.

    • Find an ATM.

      Take out cash for free at one of our PC Financial® ATMs, conveniently located in our stores5. Or talk to us in person at your nearest PC Financial® pavilion.

    CDIC Banner

    CDIC protection on eligible deposits.

    President’s Choice Bank is a member of the Canada Deposit Insurance Corporation (CDIC).

    Learn more about CDIC