How do I activate my PC Financial Mastercard or PC Money Account card?

If this is your first time receiving a PC Financial® card

To activate your new card, you'll need to have an online account at pcfinancial.ca (opens in a new window)External link. If you don't have an account, you can create one here (opens in a new window)External link.

If you received a new card due to your current card being damaged

Your new card will be delivered to you active and can be used right away for online or in-store purchases.

However, you’re required to enable tap functionality on your card by following the steps below

  • Make a purchase at any physical store that accepts card payments.

  • Insert your card and enter your existing PIN when prompted.

  • After completing the transaction, tap functionality will be enabled on your card.

If you received a new card for other reasons (e.g., lost/stolen, product switch, card expiration etc.)

Please use one of the following options to activate your new card:

In-store (Our simple and convenient way)

  • Make a purchase at any physical store that accepts card payments.

  • Insert your card and enter your existing PIN when prompted.

  • Once your transaction is completed, your card will be activated and can be used in-store and online.

Online

  • Log in to your PC Financial® account, via web at www.pcfinancial.ca/activate or via the mobile app

  • Go to ‘Accounts’

  • Select the card you would like to activate

  • Click on ‘Activate now’ and follow the onscreen prompts.

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