Accelerate your points earning to get to free stuff fast.
PC Money™ Account
The everyday bank account that rewards you with PC Optimum™ points.
No monthly fee
Earn up to 5,000 bonus points per month when you fund your account using payroll or pension direct deposit1.
Earn up to 5,000 bonus points per month by making up to five bill payments of $50 or more2.
Earn up to 25 points for every dollar3 you spend at Shoppers Drug Mart® and Pharmaprix® stores.
Earn 10 points for every dollar4 you spend at No Frills®, Real Canadian Superstore®, Loblaws®, and MaxiMD.
The credit card that puts you on the fast track to free groceries, beauty, and more5 at participating stores.
No annual fee
Earn up to 30 points for every dollar7 you spend at No Frills®, Real Canadian Superstore®, Loblaws®, and MaxiMD.
Earn up to 45 points for every dollar8 you spend at Shoppers Drug Mart® and Pharmaprix®.
Earn at least 30 points per litre when you fuel up at Esso™ and Mobil™ stations6.
Earn 10 points for every dollar7 you spend everywhere else.
Subject to credit approval and other eligibility criteria.
Here’s what our customers are saying.
On my way to my first million points with my PC Money Account and PC Mastercard! What's not to love? No monthly fee or annual fee, points everywhere, every time! Great way to budget as well!
If you use the PC Mastercard for most purchases monthly and pay it off monthly, it does help financially! By the end of November, I saved up over $1000 in free groceries and used them during the month of December! It’s a win for us!