NEW! Earn on your savings2 with the PC Money™ Account.
The only bank account that earns you points for spending and interest on your savings, with no monthly fee and no minimum balance - get up to $700 in average annual value.3
Looking for a bank that rewards your everyday?
Choose PC Financial® - the only bank that earns you PC Optimum™ points for your everyday banking and spending on groceries, beauty, fuel, apparel, and more.
Make every purchase more rewarding.
Get up to $750
in PC OptimumTM points* every year with the no annual fee PC® Mastercard®.
Maximize your everyday spending and make it more rewarding.
Get $250
In welcome points**.
Plus, no annual fee for your first year** with a PC InsidersTM World Elite® Mastercard®.
Special offerEarn up to $250 in PC Optimum™ points in welcome offers** with a PC® Credit Card.
What you need to live life well.
Explore our products today to find what’s right for you and start making your everyday count.
- Spend and Earn
Credit cards
Get the most from your everyday spending1, with no caps on earning PC Optimum™ points.
- Bank and Save
Bank account
The only no monthly fee bank account that rewards you with PC Optimum™ points for everyday banking4,5 and spending6 plus interest on your savings balance2.
Redeem your PC OptimumTM rewards at over 4,500 stores.
Get $10 in value for every 10,000 points you redeem1 towards the things you love. It’s that simple!
Loved and trusted by many.
On my way to my first million points with my PC Money Account and PC Mastercard! What's not to love? No monthly fee or annual fee, points everywhere, every time! Great way to budget as well!
If you use the PC Mastercard for most purchases monthly and pay it off monthly, it does help financially! By the end of November, I saved up over $1000 in free groceries and used them during the month of December! It’s a win for us!
I'm glad I got the PC Money Account. Within the last 3 weeks I've gotten nearly $80 in points with the purchases I've made and my pay being deposited.
...but don’t just take our word for it.§
Thanks to you, we are an award-winning bank.
Guarding your finances day and night.
PC Financial® uses strong encryption and secure protocols to protect your data and account. We monitor your transactions and have a dedicated team of experts ready to help. You can also set up alerts to stay informed about your account activity.
Ready to earn PC Optimum™ points on your everyday banking and spending?
Manage your money anywhere, anytime.
Download the app or go online to access your account from wherever you are. Easily check your balance, view transactions, and track your spending trends effortlessly.
Rewarding Reads: PC Financial® Blog
Explore tips and tricks to maximize your rewards, answer your points questions and stay updated with the latest insights.
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President’s Choice Bank is a member of the Canada Deposit Insurance Corporation (CDIC).
