What is Click to Pay
Click to Pay is a digital payment service provided by Mastercard® that allows you to check out securely online with your PC Financial® cards with just one click.
Convenient
Click to Pay saves PC Financial® card details in one secure profile, allowing you to simply select the card you want to check out with.
Fast
Your card details will be auto filled for you. That means you can check out quickly with one click of a button.
Secure
Your card number, expiry or CVC code is never shared with online stores, ensuring safe transactions every time.
How to shop online with Click to Pay

Enter your details
Enter the phone number and email associated with your PC Financial® account.

Confirm your identity
Mastercard® will send a code to your phone to confirm your identity.

Select your card
Select the PC Financial® card you want to pay with and complete your purchase with Click to Pay.
Manage your preferences easily
- Sign into the PC Financial® app or online banking
This is where you can manage your Click to Pay preferences at any time. - Go to “My Profile” and select “Mastercard® Click to Pay”
Find your profile easily in the top right corner of your app or online banking. - View and adjust your preferences using the toggle tool
Your status will read “enabled” or “disabled” depending on your choices.
Download to bank and collect
Our PC Financial® mobile app scores you on-the-go daily banking and PC Optimum™ access.
FAQs
What happens if I already set up Click to Pay somewhere else?
If you have set up Click to Pay already, you’ll need to manage your preferences directly with Mastercard® or participating retailer, and your PC Financial® account settings.
Where can I use Click to Pay?
You can use Click to Pay on any participating retail sites checkout where the “Click to Pay” icon is available.
How do I know Click to Pay is secure?
Click to Pay by Mastercard® ensures your safety by using advanced security methods to protect you while you shop online.
Here’s how:
Every purchase is monitored in real time through global network services by Mastercard®
Your card number, expiry, and CVC are never shared with the online stores you shop at
Merchants receive a unique token instead of your card details, which are stored securely off-site
Multi-Factor Authentication for logins on new devices
Zero Liability Protection for unauthorized transactions
Mastercard® ID Theft protection for identity theft
Can I turn Click to Pay off if I don't want it?
Yes, you can adjust your Click to Pay preferences anytime within your PC Financial® settings through both mobile app and online banking.
Simply complete the following steps to turn off Click to Pay:
Open “Account Settings”
Go to “My Profile”
Select “Manage Click to Pay”
Use the toggle button to disable Click to Pay
You’ll receive confirmation when your preference is saved
These steps can also be used to turn on Click to Pay, any time. Once you turn on Click to Pay the status will change to “enabled”. If you ever decide to turn off Click to Pay the status will change to “disabled”. You can only re-enable for Click to Pay in the app or online banking by following the steps above. However, a Customer Service agent cannot re-enable Click to Pay once it has been turned off. This can only be done on the PC Financial® app or online banking.
Note: When you turn off Click to Pay with PC Financial®, it doesn't affect previous enrollments with Mastercard® or participating retail sites, any enabled preferences must be managed directly with them. Additionally, by turning off Click to Pay in the PC Financial® app or online banking, you disable Click to Pay with all cards and accounts you have with us. That means if you have a PC® Mastercard® and Money™ Account, you will not be able to use Click to Pay with either card.
What personal details will be used for Click to Pay?
Mastercard® Click to Pay will need to use some of your details to create your profile.
Here’s what they’ll need:
Full name
Card number
Contact information (email, phone number, billing address)
Your details are ensured to stay secure when you share your details with Mastercard®.
For more details visit our updated Privacy Policy.



